Book Description
For those looking to raise a family in a storybook American town, or a change of pace from hectic city life, this book is the answer.
Customer Reviews:
A Poor Offering.......2007-08-10
This is not a very good book. 50% of the book is devoted to Mr. Crampton's less than interesting observations of life in a small town. His advice is mostly extremely basic common sense stuff that any normal person should already know. He offers very few interesting insights.
The other half of the book is his list of the 120 best small towns in America. This part of the book is even more weak. It's obvious Mr. Crampton did a lot of internet travel to gather his data as the descriptions are clearly culled from the towns' chamber of commerce websites. He offers zero insight or information gained from him (or someone else) actually visiting / living in the towns and conveying what the towns are actually like.
His ruse is painfully evident as the "more info" listing for each town is merely a link to their respective chamber of commerce website! What "more info" could there be given that the author merely copied the site? Even his internet research was exceptionally lazy.
The book should be titled "A Compilation of America's Best Small Towns' Chamber of Commerce Website Info plus Non-insightful Musings of the Armchair Travelling Author."
And how do the towns qualify as being best? By Mr. Crampton's estimation they must have a highschool, and a hospital, and at least a few other businesses that aren't Walmart. Could the bar be set any lower? With that criteria one could throw 120 darts blindfolded at a map and do just as well as this book.
The book could be fodder for a Garrison Keilor Ketchup skit, "you know June, why don't we retire to the country, find a town with a highschool and live out our days..... Dear, have you been getting enough Ketchup lately..."
A very weak text that I'll be returning to Amazon post haste!
Make that 3 1/2 stars.......2005-03-28
Actually, I would have given "Making Your Move" 4 stars had I found the descriptions of the individual towns more interesting. But, what I did find was a witty style of writing, some laugh-out-loud moments, and some very down-to-earth advice on the pearls and perils of small-town life. One might apply Norm's smart and insightful guidelines to just about any sparsely populated area in the quest for new habitation. So even though his selections failed to fire me up, they did make me realize that I may not be cut out for small-town living after all. And that, in itself, is worth far more than the price of a book. Thanks, Norm, and make that four stars.
Part of the story.......2003-03-12
This book is a good place to start if you're thinking of moving to a town of 15,000 or less. It will point you to many interesting communities. However, having used his previous book to guide my last move, and as a resident of one of the towns highlighted in this book (Grinnell), I can honestly say that data only carries you so far. Crampton could provide readers with a great benefit by lengthening the amount of description and flavor for each town. In particular, one key element missing is the 'dynamic' of a town: is it progressive? conservative? excited about education? quick to vote down taxes and bonds? These elements form the 'culture' of a small town, and believe me, the culture of a small town will be *very* important to you!
A good guide to start.......2003-01-08
As a resident of one of the 120 "best small towns" recommended by Norman Crampton, I was delighted to see Silver City on the list.
While Crampton's book is a good place to start your search for small town living, it is important to realize that each small town offers a unique personality. Some generalizations simply do not apply to Silver City. For example, it is not necessary to join a church (or country club) in order to fit in here. Even a small community like ours has diverse sub-populations: recent retirees, most of whom have some affinity for the arts; old-timers, most of whom are the conservative church-goers Crampton describes; and Hispanic families, many of whom have worked in the mines.
These groups rarely interact, although we usually get along very peacefully. We also have a number of folks who teach at the university -- and we rarely see them around town.
To learn about Silver city, you won't get much information from the Chamber of Commerce or the editor of the newspaper. You'd do better to spend some time hanging out at the AIR cafe, talking to whoever comes in. The morning and afternoon groups are quite different and everyone is friendly.
The author gives some nuts and bolts about each small town. Unfortunately, with the exception of weather, much of this information will change by the time the book is printed. And your decision may well be made by factors that can't be added up.
The best part of the book is the section on economics of small town living. Here, he's right on. You have to budget for travel to a large city now and then. Air travel will be more costly and you need time to drive to a large airport. His view of housing prices seems optimistic. If you move to a desirable city (such as Silver City) expect to pay more for a house than he allows.
And if you move to retire, your economic picture will be quite different. Many newcomers to Silver City are beginning a second career as an artist or writer. Moving without a job is scary -- and I do not recommend it unless you fit the profile I describe in my own book, Making the Big Move.
Book Description
Assisted Living Strategies for Changing Markets is about getting back to basics - focusing on the senior consumer and their families while executing sound business strategies. In these 42 chapters Jim Moore addresses the most relevant issues facing the senior housing/assisted living industry in the first part of the 21st Century. This book provides leading edge information on strategies, tactics, industry benchmarks, rules of thumb, current trends and future marketplace impacts. The author presents real world problems along with cost-effective, practical solutions.
The information in Assisted Living Strategies for Changing Markets is structured and sequenced as a series of relevant issues and strategies. Each chapter is written so that the reader can benefit from “random access”. This means the reader can scan the detailed table of contents and jump to the chapter addressing the issue of interest on any given day.
Assisted Living Strategies for Changing Markets profiles a typical 80-unit assisted living community using detailed industry comparables and financial factors that are representative of existing projects in approximately 75 percent of the U.S. markets in the 2002 time frame. Financial factors are presented in 2002 dollars using the prevailing interest rates of this time period.
For the experienced senior housing professional and their staff, this book can be a useful checklist of appropriate strategies and initiatives. For those who are new to the industry, it can act as a strategic planning handbook.
Average customer rating:
- Discriminating Risk Deserves a Closer Look
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Discriminating Risk: The U.S. Mortgage Lending Industry in the Twentieth Century
Guy Stuart
Manufacturer: Cornell University Press
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ASIN: 0801440661 |
Book Description
The U.S. home mortgage industry first formalized risk criteria in the 1920s and 1930s to determine which applicants should receive funds. Over the past eighty years, these formulae have become more sophisticated. Guy Stuart demonstrates that the very concepts on which lenders base their decisions reflect a set of social and political values about "who deserves what." Stuart examines the fine line between licit choice and illicit discrimination, arguing that lenders, while eradicating blatantly discriminatory practices, have ignored the racial and economic-class biases that remain encoded in their decision processes. He explains why African Americans and Latinos continue to be at a disadvantage in gaining access to loans: discrimination, he finds, results from the interaction between the way lenders make decisions and the way they shape the social structure of the mortgage and housing markets.
Mortgage lenders, Stuart contends, are embedded in and shape a social context that can best be understood in terms of rules, networks, and the production of space. Stuart's history of lenders' risk criteria reveals that they were synthesized from rules of thumb, cultural norms, and untested theories. In addition, his interviews with real estate and lending professionals in the Chicago housing market show us how the criteria are implemented today. Drawing on census and Home Mortgage Disclosure Act data for quantitative support, Stuart concludes with concrete policy proposals that take into account the social structure in which lenders make decisions.
Customer Reviews:
Discriminating Risk Deserves a Closer Look.......2004-07-02
Guy Stuart has presented in a very cogent and readable way some of the reasons why discrimination and segregation persist in U.S. housing markets and it may not be for the reasons most assume. Stuart illustrates how conceptions of "value", particularly in the process of property appraisals, risk estimation in underwriting, and lender-broker-realtor networks characterized by racial homogeneity all contribute to disparities in lending to minorities, particularly African Americans. Stuart illustrates how all of the participants in the process play a role, though none may be directly intending to encourage the negative consequences.
To break the cycle, Stuart correctly suggests that we need to hold GSEs, lenders, regulators, appraisers, and others responsible for correcting disparite EFFECTS, with or without assigning intent to discriminate to any specific actor or group. Whether or not such accountability can or will occur will depend on whether there is political will and a solid understanding of the issues. At least on the latter point, the public is well-served by this book.
The book is well-written in clear and direct prose. Stuart succeeds in avoiding confusing and jargon-laden descriptions. Given the subject matter, this is a real victory for the reader. The book also provides a very useful history of the mortgage lending industry and is recommended for students and activist alike trying to get their heads around a confusing and poorly understood field that has profound impacts on the persistence of racial segregation in the U.S.
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Making Room: The Economics of Homelessness
Brendan O'Flaherty
Manufacturer: Harvard University Press
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Similar Items:
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The Homeless
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Down and Out in America: The Origins of Homelessness
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Down on Their Luck: A Study of Homeless Street People
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Reckoning With Homelessness (The Anthropology of Contemporary Issues)
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Urban Injustice: How Ghettos Happen
ASIN: 0674543432 |
Book Description
Mentally ill people turned out of institutions, crack-cocaine use on the rise, more poverty, public housing a shambles: as attempts to explain homelessness multiply so do the homeless--and we still don't know why. The first full-scale economic analysis of homelessness, Making Room provides answers quite unlike those offered so far by sociologists and pundits. It is a story about markets, not about the bad habits or pathology of individuals.
One perplexing fact is that, though homelessness in the past occurred during economic depressions, the current wave started in the 1980s, a time of relative prosperity. As Brendan O'Flaherty points out, this trend has been accompanied by others just as unexpected: rising rents for poor people and continued housing abandonment. These are among the many disconcerting facts that O'Flaherty collected and analyzed in order to account for the new homelessness. Focused on six cities (New York, Newark, Chicago, Toronto, London, and Hamburg), his studies also document the differing rates of homelessness in North America and Europe, and from one city to the next, as well as interesting changes in the composition of homeless populations. For the first time, too, a scholarly observer makes a useful distinction between the homeless people we encounter on the streets every day and those "officially" counted as homeless.
O'Flaherty shows that the conflicting observations begin to make sense when we see the new homelessness as a response to changes in the housing market, linked to a widening gap in the incomes of rich and poor. The resulting shrinkage in the size of the middle class has meant fewer hand-me-downs for the poor and higher rents for the low-quality housing that is available. O'Flaherty's tightly argued theory, along with the wealth of new data he introduces, will put the study of homelessness on an entirely new plane. No future student or policymaker will be able to ignore the economic f
Book Description
A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average.
This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.
Copublished with the Joint Center for Housing Studies.
Book Description
Over the past fifteen years, the role of nonprofits in developing housing for those with low and moderate incomes has changed dramatically. Once supporting players, community development corporations, tenant associations, and other nonprofit organizations have now assumed the lead, filling the gap left by shrinking government commitment to become the nation's primary producers of affordable rental and home ownership opportunities. With the growing involvement of these various groups comes a new set of issues and concerns for them to handle, all of which are addressed in this revised and expanded edition of Developing Affordable Housing.
Written by Bennett L. Hecht, a professional with extensive experience in nonprofit real estate development, this comprehensive resource provides cutting-edge tools and strategies for creating long-term stability, meeting community housing needs, and taking advantage of economic opportunities. Demystifying affordable housing development for those considering it for the first time, as well as for those seeking to expand into different types of housing production, it offers invaluable insights into possible financing sources and long-term management strategies that will make planned affordable housing developments effective and successful.
Taking you step-by-step through the entire development process, Developing Affordable Housing, Second Edition covers all the bases, from putting together the development team to determining project feasibility to obtaining site control. Along with details on using Hope 6 funds for neighborhood revitalization programs, it contains a new chapter on joint ventures that includes specifics on limited liability corporations (LLCs). Packed with numerous checklists, step-by-step procedures, sample contracts, and model documents designed to help save time, effort, and expense, Developing Affordable Housing has all the information on:
- Raising capital—loans, grants, equity, public housing funds
- Property development—deposit and escrow, closing and recording costs, settlements, tenancies, risk of loss, purchaser inspection
- Prepurchase considerations—applying for financing and operating subsidies, determining ownership entity, interviewing management companies, developing plans for renting or selling units
- Settling on acquisition—title insurance, the settlement agent, property location survey, governmental regulations, building permits
- Financing and taxation—Low-Income Housing Tax Credit (LIHTC), Fannie Mae and Freddie Mac, Tax-Exempt Bonds
A practical resource that features straightforward guidelines, sound advice, and up-to-date information, this is essential reading for any nonprofit looking to sponsor, own, or manage affordable housing projects.
This comprehensive guide, now revised and expanded, covers the fundamentals of nonprofit real estate development, from financing and purchase contracts to site control and ownership entity. Packed with numerous checklists, sample contracts, and model documents, the Second Edition addresses such essential topics as:
- Assembling the development team
- Projecting costs, income, and expenses
- Raising capital
- Establishing partnerships and joint ventures
- Purchasing, constructing, and rehabilitating property
- Maintaining an ownership or rental community
"Developing Affordable Housing does what no other book I know has done—lays out in a practical, complete way all the steps nonprofits need to successfully develop affordable housing ... It should become required reading for anyone attempting their first or their fortieth housing project." —F. Barton Harvey III, Chairman of the Board and CEO, The Enterprise Foundation
"Many of today's most creative solutions to local affordable housing challenges arise from the innovative collaborations nonprofit organizations form with local government, the private sector, and philanthropic institutions. Mr. Hecht's thorough and insightful work serves as a nonprofit road map to develop more cutting-edge housing opportunities." —Ann Marie Wheelock, President and CEO, Fannie Mae Foundation
"The development of affordable housing is as much a journey as a destination. Ben Hecht's book provides maps and bridges while not losing sight of the challenging but elusive goal of providing decent, safe, and affordable housing." —Nicolas P. Retsinas, Director, Joint Center on Housing Studies, Harvard University
"Developing Affordable Housing is both a reference book and a comprehensive guide that every organization considering development of affordable housing should read first—a unique combination of the context and specifics that describes the complexities and pitfalls of affordable housing development along with how to do it and when and where to get help." —Cushing N. Dolbeare, Housing Policy Consultant and founder, National Low Income Housing Coalition
Customer Reviews:
It's a great book, very informative.......1999-11-08
This book is wonderful! It is very informative and interesting. Buy it! In bulk! Certainly worth my reading time.
Average customer rating:
- A great contribution to planning literature
- baby steps
- Directing and Focusing Development
- Must Read On Urban Sprawl
- Combatting Urban Sprawl
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From Sprawl to Smart Growth: Successful Legal, Planning, and Environmental Systems
Robert H. Freilich
Manufacturer: American Bar Association
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ASIN: 1570737193 |
Book Description
A step-by-step guide-complete with proven cases from around the country-showing how states and local governments can control sprawl, maintain urban areas, enlarge their quality of life through new urban and mixed use developments,.
Customer Reviews:
A great contribution to planning literature.......2007-06-01
This is a must-read for any city, county or region that is considering a growth management system. Dr. Freilich is one of the pioneers in American growth management systems, and his personal experience in designing the systems is an invaluable resource. In response to Lewyn's comments, linking growth and infrastructure can be VERY controversial. If not done properly, it can lead to invalidation or takings liability. Even if done properly, a variety of stakeholder - including neighborhoods, the development and building community, and local administrators - usually weigh in heavily. The controversies can be particularly intense during the formative stages of the program. No jurisdiction should undertake this type of system without learning the lessons gleaned from this outstanding book.
baby steps.......2001-01-24
As one of the other reviewers pointed out, this is a good introduction to modest, relatively noncontroversial things local governments can do to slow suburban sprawl, such as requiring development and infrastructure to move together. But I wish Freilich had been a little less optimistic, and focused more on how inadequate such steps sometimes are. For example, Portland and Minneapolis both have variations on urban growth boundaries, and Freilich praises the Minneapolis program. However, the Minneapolis program has basically been a failure: the Twin Cities keep losing people because the growth boundary includes far more land than the Portland version. Also, I would have emphasized that sprawl is a result not only of land use but of highway and education policy.
Directing and Focusing Development.......2000-02-14
This book provides an excellent introduction to the planning techniques for directing and focusing development available to state and local governments and a critical assessment of how they have been used in a variety of local and regional settings.At a time when state and local competition for available land has become increasingly intense, an understanding of the legal and policy bases of these approaches and the different ways in which they might be used in planning is critical to finding ways to accommodate legitimate public goals to the expectations of property owners.
Must Read On Urban Sprawl.......2000-02-14
"From Sprawl To Smart Growth" belongs on the "must read" list of anyone working to combat urban sprawl. Bob Freilich brings 30 years of first-hand experience to this complex topic, and he tackles it with great enthusiasm and a unique historical perspective.
Combatting Urban Sprawl.......2000-02-14
No one but Robert Freilich could maintain that the past 35 years of his life has been dedicated to combatting urban sprawl. When most of us hadn't graduated from law school, he was giving his own unique brand of "thoughtful consideration" to a critical issue which most communities had yet to recognize. Robert's book is an exceptionally informative volume, combining history of law, politics, and planning with a dash of autobiography. A great read!
Average customer rating:
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Building Better Homes: Goverment Strategies for Promoting Innovation in Housing
Scott Hassell ,
Anny Wong ,
Ari Houser ,
Debra Knopman , and
Mark Bernstein
Manufacturer: RAND Corporation
ProductGroup: Book
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ASIN: 0833033328 |
Book Description
This study examines the rationale and strategies available to the federal goverment for promoting and accelerating innovation in housing.
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Segregation in Federally Subsidized Low-Income Housing in the United States: (Praeger Series in Political Economy)
Modibo Coulibaly ,
Rodney D. Green , and
David M. James
Manufacturer: Praeger Publishers
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ASIN: 027594820X |
Book Description
Earlier studies of subsidized housing assume that segregation is a manifestation of white prejudice, and that the Fair Housing Act of 1968 would significantly remedy inequalities in housing and, in the process, narrow the socioeconomic gap between racial groups. This book argues, on the contrary, that segregation by race and income has been an integral part of federal housing policy from its inception and that white prejudice merely obscures the federal government's role in maintaining segregation. Despite formal claims of providing decent, safe, and sanitary housing for the poor, the authors show how federal low-income housing programs have been used as instruments of urban renewal while doing little to realize their formal goals. The authors use a historical and statistical review of federally subsidized low-rent housing to demonstrate their thesis.
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Economics, Planning and Housing (Planning, Environment, Cities)
Michael Oxley
Manufacturer: Palgrave Macmillan
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Binding: Hardcover
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ASIN: 0333792459
Release Date: 2004-08-12 |
Book Description
This broad-ranging new text applies economics analysis to the aims, instruments and outcomes of land use planning and housing policies. The core focus is on providing students with a substantive and sophisticated understanding of the relation of the state and market and such key current issues as sustainable development, urban renaissance, affordable housing and the relationships between planning, housebuilding and house prices. Drawing examples from Britain, the rest of Europe and the US, it emphasizes the role of economics in promoting a theoretically-informed and evidence-based approach to policy formation and implementation.
Books:
- Making Your Move to One of America's Best Small Towns: How to Find a Great Little Place as Your Next Home Base
- Managerial Economics & Business Strategy + Data Disk
- Managing European Coasts: Past, Present and Future (Environmental Science and Engineering / Environmental Science)
- Memoirs of a Recovering Autocrat: Revealing Insights for Managing the Autocrat in All of Us
- Microeconomics: Principles And Policy
- Microeconomics Study Guide
- Microeconomics Study Guide
- Microsoft Excel Data Analysis and Business Modeling (Bpg-Other)
- Modern Management
- On The Wealth of Nations (Books That Changed the World)
Books Index
Books Home
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Choose a College Town for Retirement: Retirement Discoveries for Every Budget (Choose Retirement Series)
50 Fabulous Places to Raise Your Family: Lee & Saralee Rosenberg's (Lee and Saralee Rosenberg's 50 Fabulous Places to Raise Your Family)
