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Money maven Suze Orman's latest book, Women & Money addresses the complicated (and often dysfunctional) relationship women have with personal finance. Orman's direct, non-condescending style is perfect for this subject matter--she begins with the premise that "Women can invest, save, and handle debt as well and skillfully as any man" and then tackles the important question--"So why don't they?" Designed to educate and inspire, Women & Money also offers a "Save Yourself Plan," a five-month program that "delivers genuine long-term financial security." Want to know more? Watch a video message from Suze below, and take a gander at the first chapter of Women & Money--you'll be "controlling your destiny" in no time. --Daphne Durham
An Exclusive Video Message from Suze Orman
Watch the video
|
Read the First Chapter of Women & Money
For Women Only
I never thought I'd write a book about money just for women. I never thought it was necessary. So then why am I doing just that in my eighth book? And why now? Let me explain. All my previous books were written with the belief that gender is not a factor on any level in mastering the nuts and bolts of smart financial management. Women can invest, save, and handle debt just as well and skillfully as any man. I still believe that--why would anyone think differently? So imagine my surprise when I learned that some of the people closest to me in my life were in the dark about their own finances. Clueless. Or, in some cases, willfully resisting doing what they knew needed to be done. I'm talking about smart, competent, accomplished women who present a face to the world that is pure confidence and capability. Do you mean to tell me that I, Suze Orman, who make my living solving the financial problems of total strangers, couldn't spot the trouble brewing so close to home? I don't think I'm blind; I just think that these women became very, very good at hiding their troubles from me.Why not? They had years of practice hiding them from themselves.
Read more from Chapter 1...
Book Description
Why is it that women, who are so competent in all other areas of their lives, cannot find the same competence when it comes to matters of money?
Suze Orman investigates the complicated, dysfunctional relationship women have with money in this groundbreaking new book. With her signature mix of insight, compassion, and soul-deep recognition, she equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from making more out of the money they make. At the center of the book is The Save Yourself Plan—a streamlined, five-month program that delivers genuine long-term financial security. But what’s at stake is far bigger than money itself:
It’s about every woman’s sense of who she is and what she deserves, and why it all begins with the decision to save yourself.
Join the Movement to Save Yourself with this Unprecedented Offer to Readers of Women & Money:
Suze Orman believes that having an account of your own is the cornerstone of long-term financial security, and so she has begun a national movement called
Save Yourself to turn this wish—that every woman have an account in her own name—into a reality. She is joined in this crusade by the financial brokerage firm TD Ameritrade, which has come up with an extraordinary offer for readers of WOMEN & MONEY. Follow Suze’s
Save Yourself Plan and open an account in your name with TD Ameritrade. Commit to an automatic deposit of at least $50 per month for twelve consecutive months, and TD Ameritrade will provide the incentive in the form of a $100 deposit into your account in the thirteenth month. In other words, you save $600 or more over the course of a year, and TD Ameritrade will reward that effort with a $100 bonus. Learn more inside the book or at
www.saveyourself.com.
Offer valid for one new TD AMERITRADE account (non-retirement) opened between 2/27/07 and 3/31/08, and funded by 12 monthly consecutive automatic electronic deposits of $50 or more. First $50 must be deposited within 30 days of opening account. To be eligible, you must be a U.S. resident aged 18 or older. See
www.saveyourself.com for obligations and limitations and to accept this offer. This is not an offer or solicitation in any jurisdiction where TD AMERITRADE is not authorized to do business. Random House, Inc., does not endorse, is not associated with, and has no responsibility for the TD AMERITRADE offer. TD AMERITRADE, Random House, Inc., and Suze Orman are separate and not affiliated, and each of them is not responsible for the services and information provided by the other(s). TD AMERITRADE, Inc., member NASD/SIPC.
Customer Reviews:
Inspiring.......2007-10-18
After reading this book I am instilled with the confidence to look at my personal and financial situation head on and is finding the courage to go out and do something positive about it. I plan to keep this book and use it as a bible to help guide my financial future. Ms Orman is truly an inspiration. She shows you how to face the challenges of our current environment. Thanks so much for this awesome masterpiece, Ms Orman...Keep them coming...you have a lifetime fan in me.
Managing Money.......2007-10-17
This book is an excellent tool for women of any age to learn how to manage money; how to make responsible choices for the present and informed choices for the future.
Great gift!.......2007-10-01
Bought this for a good friend who was widowed a year ago and had not been involved in finances during the marriage. She is digging herself out of some financial challenges and she said the book made her feel really good about her progress. Highly recommend!!
Suze is Five Stars.............2007-09-21
I've listened to Suze Orman on TV and I bought this book for my wife who doesn't want to manage her portfolio. She still won't manage her portfolio, but she's getting smarter about investments.
Suze Orman Shares Investing Common Sense with Her Book Women & Money.......2007-09-20
Suze Orman Shares Investing Common Sense with Her Book Women & Money ~ Owning the Power to Control Your Destiny
By Lisa Manyon [...]
Money is a topic you either embrace or avoid. Orman's book delivers straight talk on investing for women and building individual wealth.
Personally I've always know just enough about investing to put some money away each month and I rely on financial advisors to steer me in the right direction.
Suze shares a candid look at her life and how she got to where she is now. Plus she offers a no nonsense approach to making sure women begin to really think about taking care of their own business.
With an uplifting vein of optimism about what is possible throughout the book, Orman successfully illustrates traits and tactics to help women thoughtfully approach investing.
Orman's 8 qualities of wealthy women have been shared on national talk shows and cannot be stressed enough.
Qualities 1 and 2 are harmony and balance. These are said to be the most important qualities because they are the foundation for all other qualities.
Quality 3 is courage. Orman writes that "Courage gives harmony expression. When your thoughts and feelings are one, courage helps you manifest them in the form of words and actions."
Quality 4 is generosity. Orman points out that woman tap into this almost too quickly. We tend to be overly generous with our time, support, love and money. The true measure of generosity, according to Orman, is being able to allow money to come into your hands and out through your heart.
This was a concept I can relate to. Orman challenges women to look at why and what they give and how it makes them feel. She also offers six rules for giving (but, you'll have to grab a copy of the book to find out what these are).
Quality number 5 is happiness. According to Orman when you find the courage to live your life in harmony and balance, you understand and practice generosity, happiness will spontaneously appear.
And perhaps the most important point she shares about happiness is this; "Happiness is not a luxury. It is a necessity for true wealth."
Quality number 6 comes in the form of wisdom. Who doesn't want to be wiser?
According to Orman, wisdom is more than intellectual and not directly related to education. Wisdom is an express result of tapping into your core beliefs to make the right decisions for yourself.
The 7th quality is cleanliness and is all about the importance of order and organization. A laundry list of situations that subtract from your wealth status include;
- Not knowing where your money is
- Not having a systematized filing system for important documents
- Pulling crumpled bills and receipts out of your purse
- Maintaining a vehicle that looks like a garbage can
- Having closets that are filled with junk and clutter.
I am sure most of us can relate to at least one area we need to work on. I have to admit, as organized as I am, I could relate to a couple of those scenarios. Orman's philosophy really makes sense and I've corrected my personal problem areas. My first order of business was donating clothing I had not used or worn in the past year to charity.
The final quality is beauty. Orman ties all the qualities together by noting beauty is what you achieve when all the qualities are combined.
To some it may seem strange that the qualities of wealthy women are included in a book on investing. However, if you personally don't possess the qualities it will not be as easy for you to achieve your wealth potential.
In addition to the foundational building blocks Orman shares solid advice on choosing the right investor, the importance of having one personal savings account in your name only and discusses investment options in layman's terms so anyone can get started right way.
Book Description
How do we find hot stocks without getting burned? How do we fatten our portfolios and stay financially healthy? Former hedge-fund manager and longtime Wall Street commentator Jim Cramer explains how to invest wisely in chaotic times, and he does so in plain English in a style that is as much fun as investing is -- or should be, when it's done right.
For starters, Cramer recommends devoting a portion of your assets to speculation. Everyone wants to find the big winners that can bring outsized gains, and Cramer explains how to allocate your portfolio so that you can afford to take this kind of risk wisely. He explains why "buy and hold" is a losing philosophy: For Cramer, it's "buy and homework." If you can't spend an hour a week researching each of your stocks, then you should hand off your portfolio to a mutual fund -- and Cramer identifies the very few mutual funds that he'd recommend.
Cramer reveals his Ten Commandments of Trading (Commandment #5: Tips are for waiters). He explains why he's not afraid to compare investing to gambling (and tells you which book on gambling you should read to become a better investor). He discloses his Twenty-Five Rules of Investing (Rule #4: Look for broken stocks, not broken companies).
Cramer shows how to compare stock prices in a way that you can understand, how to spot market tops and bottoms, how to know when to sell, how to rotate among cyclical stocks to catch the big moves, and much more. Jim Cramer's Real Money is filled with insider advice that really works, information that Cramer himself used to make millions during his fourteen-year career on Wall Street.
Written in Cramer's distinctive turbocharged style, this is every investor's guide to what you really must know to make big money in the stock market.
Download Description
"How do we find hot stocks without getting burned? How do we fatten our portfolios and stay financially healthy? Former hedge-fund manager and longtime Wall Street commentator Jim Cramer explains how to invest wisely in chaotic times, and he does so in plain English in a style that is as much fun as investing is -- or should be, when it's done right. For starters, Cramer recommends devoting a portion of your assets to speculation. Everyone wants to find the big winners that can bring outsized gains, and Cramer explains how to allocate your portfolio so that you can afford to take this kind of risk wisely. He explains why ""buy and hold"" is a losing philosophy: For Cramer, it's ""buy and homework."" If you can't spend an hour a week researching each of your stocks, then you should hand off your portfolio to a mutual fund -- and Cramer identifies the very few mutual funds that he'd recommend. Cramer reveals his Ten Commandments of Trading (Commandment #5: Tips are for waiters). He explains why he's not afraid to compare investing to gambling (and tells you which book on gambling you should read to become a better investor). He discloses his Twenty-Five Rules of Investing (Rule #4: Look for broken stocks, not broken companies). Cramer shows how to compare stock prices in a way that you can understand, how to spot market tops and bottoms, how to know when to sell, how to rotate among cyclical stocks to catch the big moves, and much more. Jim Cramer's Real Money is filled with insider advice that really works, information that Cramer himself used to make millions during his fourteen-year career on Wall Street. Written in Cramer's distinctive turbocharged style, this is every investor's guide to what you really must know to make big money in the stock market. "
Customer Reviews:
Very Useful.......2007-10-22
This book does a tremendous job explaining how to make money. Great read, good tips, excellent read.
Great book for learning about trading stocks.......2007-10-02
Jim Cramer's book is full of usefull and sound advice about investing in stocks. All his rules make common sense and should be easy for anyone to apply in thier own investing. Discipline is the key, and he stresses that. He didn't become a multi-millionaire and get his own show on CNBC by being a dummy. No one can be right all the time, and Cramer is no exception, but he is right much more than he is wrong. And that is all you need to make alot of money on Wall Street. Dont listen to the Cramer haters out there, THEY KNOW NOTHING!!! and will never come close to duplicating Cramer's investing success.
Great Book for any Investor........2007-10-01
I am just starting to dabble in the stock market so I'm trying to learn as much as I can right now.
This book is very easy to understand and a very fast read. Being a really big fan of Cramer already this was a 'no-brainer', and although he is very educated he really translates his thoughts and advice in an easy to understand way.
I strongly recommend this book for anyone who is interested in the stock market.
Mad Man? Not really, more a Market Genius.......2007-09-29
Not much value on my side reviewing this book for the hundreds time. What's the take away?
I've been investing in stocks for nearly 20 years, with at least so much success that I keep with it, more or less. The difference is now I get why stocks move or don't (at least much more than I did before). And this book (and his show) is key to that. Awesome guiding priciples, rules of thumb, and market insights.
It's a fun book to read, if you have a certain level of interest in the business world, which is kind if key, of course. Many good laughs! I love his style (which I'm sure many might find offensive or so). But heck, it works for me. I bought both his other books as well. It's so good. The return on this "investment" can't be calculated. Hope this helps! :-)
Fundamental investing in a layman's language.......2007-09-23
Booya Jim!! This is a great book about investing using a fundamental approach. What is great is that the basics of investing are explained in a layman's language. You have to read chapter 5 to get a basic 101 on business cycles and how to exploit the cycle in buying and selling stocks.
I can list all the chapters and what they tell you about or list all the rules Jim explains - but that is rote repetition. Read chapter 4 about basics of evaluation. Jim does a wonderful job about comparing apples to apples e.g., Walgreen to RiteAid and goes into depth why he thinks what should be bought. This lesson alone is worth the price of the book for an investor starting out. Another good lesson is to evaluate the current value of a stock.
Of course, you can attend some expensive classes and get uncompreshensible instructions in an university, but for the price of the book, the value of the lessons here cannot be beaten.
In addition to business cycles, Jim gives some great insights e.g., he states that it is stupid to consider investing and trading as a dichotomy. How true! His famous buy-and-homework approach is like hearing a great 101 lesson from a Professor who also knows the real world. I haven't made any money in buying and holding. My emotions eventually have gotten hold of me. Instead, you need to know when to buy and when to sell. There are separate chapters on predicting tops and bottoms of both the market and individual stocks - again, wonderful reads.
In addition there are 40 rules about investing. Some gems are "I don't care what you paid for the stock, would you buy it now?" question to paraphrase. He gives a lot of credit to the Goddess, now his wife!
All in all, a great book and a must-have book in your investing library. I read the book almost two times so that I could reinforce the lessons, especially about valuation and business cycles. My style of investing, which has been pretty successful, is both a combination of fundamental and technical factors, while Jim's is more fundamental. But the fundamental 101s in the book is useful and should be a must background for anyone wanting to put their hard-earned money on the fire in the stock market.
Book Description
"Investing well isn't easy, but it is possible. My goal in life is to make it easier for you to make money."
Jim Cramer is the champion of the middle-class investor. Every night on Mad Money, he provides valuable information about stocks, steering investors away from danger zones and leading them to the investments that can turn a lackluster portfolio into a powerhouse of profit. In his new book, he shows investors how to take the advice on his TV program and put it into action.
Cramer walks investors through the key decisions they have to make: understanding their tolerance for risk and defining their goals, doing the essential homework on a stock, and knowing how to buy and sell stocks the right way -- the Cramer way. This is a true nuts-and-bolts guide to investing, from Cramer's detailed discussion of the sort of homework investors must do to his own guidelines for knowing when and how to sell stocks.
Mad Money is a hugely entertaining television program, but it also offers valuable information that can be the basis for a winning portfolio. Cramer shows how to turn the "Lightning Round" into a terrific tool for investing; it's stock-market strength training. He reveals how he can assess a stock in only seconds -- a valuable skill that every investor can acquire and put to good use. He explains what to look for in his CEO and CFO interviews, and how to use those conversations to make successful investment decisions. He reviews some of his best calls made on Mad Money, as well as some of his worst ones, to extract ten lessons from each that can profit every investor. And for the Mad Money junkies who just can't get enough, Cramer goes behind the scenes to explain everything from the reason behind his deliberate mispronunciations to his notorious chair abuse to the zany props and buttons that keep things humming.
From the first "Booyah" to the last roar of the bull, Mad Money is every investor's favorite television program, and Jim Cramer's Mad Money is the book that can turn a TV program into a top-notch stock portfolio.
Customer Reviews:
Cramer's Best.......2007-10-20
I have read Cramer's first two books, enjoyed and learned from them. I liked Watch TV and Get Rich the best. It tells of a TV show more complex than what meets eye. I get more out of his TV show, having read the book. I make fewer mistakes on my portfolio! It is an easy, fun read. I enjoy Cramer's manic, complex style.
Very good insight into the stock market.......2007-09-25
provides very good insight into the stock market and breaks investing down into basics which are necessary to understand market jibberish
For serious newbies, great for those with little time.......2007-09-22
I recently started trading online thanks to Prof. Cramer. I have both Mad Money & Real Money books including the audio books (read by Cramer) which are great companions. I've downloaded the audio books on my iPod and listen while driving (thru my car radio) or anytime I wish. I would highly recommend this to those who are serious about trading on their own. I admit the first trade I made I had to take a deep breath. The great thing is Cramer is there everyday to Cheer us on and discuss the current events in the market. He's funny and down to earth and makes school fun. I have Phil Town's Rule #1 based on Buffet and Grahams style to not lose money, but after you get his book you are on your own, literally. Phil Townsend does not have the STREET experience that Cramer has. Rule #1 is a good book to start with in your library but if you are serious and don't want to trade alone enroll in Cramer's school on making MONEY. I've made some great money and look forward to making more. I watch his show and own all of his books except for 'You Got Screwed'. BooYah!!! Good luck.
Thanks Prof Cramer
Patty, WV
excellent investment information.......2007-09-01
i have been watching his show on cnbc and purchased this book. It is loaded with good information on investing and recommendations on how and what to buy and what to look for.
For the curious begginer trader.......2007-08-31
This book delivers. Granted you might find some of this info online, but if you like sitting down with a book, or reading something on the train while going to work, pick this one up. It has a lot of good pointers and constant references to watch the show but hey I already do. I liked it, an easy read, a book that is both entertaining and educational, and kept me interested.
Book Description
The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"
The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
Customer Reviews:
Good ideas, problematic presentation.......2007-10-21
I picked up a copy of the Total Money Makeover book from my local used bookstore after reading a number of good reviews. After giving it a read through I've found that the majority of the book is geared towards convincing the reader of a number of financial "truths" and very little is actually geared toward practical use.
I was very disappointed by the lack of diversity in the "real life stories" -- they all seemed to be caucasian, self-employed middle class conservative Christian individuals in which the wife was either a stay at home mom or a homemaker. I understand that this is a faith-based special interest book and this is the target audience, but I think the author's lack of diversity in the book undermines the intent of the book and may turn off readers of different ethnicities, family structures and employment status.
There is some good financial advice in the book: develop a cash budget, don't use credit cards and learn to save by living below your means. I like the notion of the "snowball" debt repayment plan, and I think it makes sense if readers need motivation to establish good debt repayment habits.
All in all, I would recommend either buying the book used (on trade credit from your local used bookstore preferably) or borrowing a copy from your local library before deciding to purchase a copy.
Amazing.......2007-10-19
This book is full of common sense. Get out of debt, live on less than what you make so you can save for the future, etc. The difference is that this book lays out a plan in small, achievable steps that give you quick successes that motivate you towards your goal. It also includes testimonies of people who have started out in debt and have gone through the program and it has worked for them. Results matter, theories don't.
Because it's so obvious once you've read it, it makes you wonder why you haven't been doing this already - the reason is motivation and being overwhelmed and not knowing where to start. So this book removes both of those obstacles. Excellent program and excellent results.
Great Pre-Marital Advice.......2007-10-15
I have always been interested in my personal finances, but have had very little guidance. My mother bought this book for me a couple months ago, along with a couple other Ramsey books, right before I got married. I am 23 and my husband is 24 and I think I read this book at the perfect juncture in my life. Dave Ramsey inspired us to start our marriage off on the right financial foot by practicing the baby steps.
We paid off $10,000 in student loan and car debt and are now debt free. We have $8,000 saved up so far in our emergency fund. The next step is to set up retirement Roth IRAs, which we plan to do this week.
I would recommend this book to ANYONE, but especially to young people just starting out. This book is an excellent gift for recent college graduates, and I plan to give it to all my friends who are getting married soon.
The only reason I give the book 4 and not 5 stars is for the beginning section of the book which was so repetitive that I almost stopped reading. However, once Dave starts talking about the money myths and the 7 step program, the book became incredibly engrossing.
Excellent book, changed my life for the better.
Excellent book.......2007-10-14
I was able to read this book quickly and get a lot of information from it. I recommend it.
Not rocket science, but then again, most things worth doing aren't.......2007-10-04
If you are looking for a step-by-step guide to crawl out from under your financial rock, get control, and win with money, this is your book. Dave is a fantastic communicator, and part of that is his willingness to tell it like it is. If it's stupid, he calls it stupid; but always with the heart to see people change their lives for the better. Dave has said over and over that success with finances is only 20% knowledge, but 80% behavior. This book covers the basics of the head knowledge, but hopefully Dave's insights and the numerous personal narratives from real people who have implemented the plan and are winning with money will inspire you to change your behavior. If you need more convincing, just find his radio show or Web site and listen to how he helps people change their lives for the better.
Book Description
Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?
The shocking answer is: None of the above!
In his groundbreaking Secrets of the Millionaire Mind, T. Harv Eker states: "Give me five minutes, and I can predict your financial future for the rest of your life!" Eker does this by identifying your "money and success blueprint." We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.
Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and "revise" it to not only create success but, more important, to keep and continually grow it.
In Part II you will be introduced to seventeen "Wealth Files," which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.
If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!
Download Description
"
Secrets of the Millionaire Mind reveals the missing link between wanting success and achieving it!
Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments?
The shocking answer is: None of the above!
In his groundbreaking
Secrets of the Millionaire Mind, T. Harv Eker states: ""Give me five minutes, and I can predict your financial future for the rest of your life!"" Eker does this by identifying your ""money and success blueprint."" We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money -- and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success.
Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker's rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and ""revise"" it to not only create success but, more important, to keep and continually grow it.
In Part II you will be introduced to seventeen ""Wealth Files,"" which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth.
If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that's exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it's simple. If you think like rich people think and do what rich people do, chances are you'll get rich too!
"
Customer Reviews:
Mostly Useless.......2007-10-24
I was unimpressed with this book. The basic premise here is auto-suggestion, covered much better by other authors. Think and Grow Rich!: The Original Version, Restored and Revised from Napoleon Hill and The Magic of Thinking Big by David Schwartz are both much, much better books all-around and cover the idea of auto-suggestion. Put the money you would have spent on this book into one of those two books.
my favorite audio book on money.......2007-10-23
eker is like the money drill sgt. he gives examples why poor and middle class people earn the money they earn. and why the wealthy earn what they earn. i have heard this audio book several times sense 2005. it is barely starting to click, or maybe stick. one of my favorite quotes goes something like: we are wired to survive, not thrive. which explains why we let fear run the coarse of our money lives. that is the flight system, not the fight system we have living instead.
I wish I could have read this book 30 years ago.......2007-10-21
This is a must read. This book is worth it's weight in gold - I plan on purchasing extra copies for several family members and close friends. The Author is very bright, has tons of excellent suggestions and is wise in money affairs. One of the best books I've read in the past 40 years.
Attracting Multi Millionaires and Billionaires..........2007-10-18
I got the book on 3 CDs two years ago after attending Harv Ekers free 3 day seminar.
I had just moved across country with no clients or connections. This great energetic audiobook narrated by the author has made a great difference in my life.
Since practicing what I learned from this book I have attracted tons of hollywood celebrities, high paying jobs working directly with world leaders, calls from Oprah, several meeting with Paris Hilton (as a hair extensions consultant for one of her companies), and now I have attracted billionaire investors for my new school!
I highly recommend this book. Harv and company, thank you, thank you, thank you!
One long sales pitch for his seminars.......2007-10-17
Near the end of the book, T. Harv made a great point about "if you learned something, it was worth it." - I don't think he was referencing the book, but i did learn a few things...and with this logic, it was worth the quick read. What I couldn't stand were the non-stop references to his seminars and subtle hits about how pyramid schemes can make folks money. I'm guessing there is some sort of referral/pyramid scheme with him seminars, hence the majority of the book came off like one big sales pitch to attend his seminar. Take out all references to his seminars and how much they'll help your or have helped others, and you are left with 1/2 of the content, which again, would be worth the read and has some good ideas/points.
Product Description
FROM THE BACK COVER: Are you caught up in the financial thinking of the last century? That's when we learned to buy a home and pay it off as quickly as possible. It made sense in the conditions that existed back then. It doesn't make sense today. How would you like to: 1) Safely leverage and compound assets you didn't realize you had? 2) Become your own bank and build family wealth? 3) Pile up stock market gains, but never take the losses? 4) Lock-in a rich, secure and carefree retirement? 5) Transform the IRS into your wealth-building partner? 6) Create real wealth, empowering you to help others? 7) Get to your existing retirement funds with little or no taxes? 8) Leave a fortune to your heirs? STOP SITTING ON YOUR ASSETS make these strategies crystal clear -- and you can apply them with security and ease. If you own a home, you owe it to yourself to know about today's new reality: You are sitting on a potential fortune that can safely and confidently be put to work to build a massively abundant financial future. A future so rich that -- before STOP SITTING ON YOUR ASSETS -- could have only existed in your dreams.
Customer Reviews:
Home Owner Beware.......2007-10-17
This will be short. I have already wasted enough time ready the book (actually I stopped reading in Chapter 9) At first, I thought the examples were funny and than I realized there may be people reading this book that actually are taking notes. This is intended for those few. Seek out the help of a Professional Financial Advisor. This book should come with a warning label.
don't waste your money on this book or its strategy.......2007-10-05
First of all, the author has enough material for a magazine article at best and she has padded and stretched it into a book. That makes for an annoying read.
Secondly, her math is deceitful. She says to borrow the equity from your home at 8% and put that money to work getting an 8% return and you will end up with a huge pile of money. What about the payments? Oh, yeah. She subtracts those as a lump sum at the end from your pile of money. Everyone knows the payments have to made every month so if you're borrowing at 8% and getting an 8% return you're simply going to break even. If you're as smart as a fifth grader you know that math calculations have to be performed in the correct order or you'll get the wrong answer. She also gives an example of someone who could pay cash for a house but takes out a mortgage anyway and invests the money. She conveniently ignores the fact that the person could simply pay cash for the house and then invest what they would have made in payments each month and that money would grow to almost the same amount as her "safety fund"
The third problem with this strategy is that the only way to get this 8% tax free, totally safe return is to buy a questionable insurance product that she or her friends will be happy to sell you. Then you'll have the IRS looking over your shoulder.
I'm not a big fan of a mortgage free house for a number of reasons but if you're going to harvest equity and invest it, you'd better know what you're doing. For the average person it's way too risky.
Start saving some money by NOT buying this book.
This book has been done before, called Missed Fortune 101.......2007-09-22
Sad to see people trying to ride the coattails of another book and rip it off so blatantly. The orignal book called Missed Fortune 101 introduces the world to these strategies. Well Stop Sitting comes in and basically changes a word here and a word there to try and be different. For example Missed Fortune 101 talks about "going down the highway of life with one foot on the gas and one on the brake" Ms. Snow talks about going down the highway with 4 flat tires and a broken windshield...Come on!
Read Missed Fortune 101 Missed Fortune 101: A Starter Kit to Becoming a Millionaireto read the real story first, Read Stop Sitting for a rehash, if you like that kind of stuff...
I know I'm gonna write a book called Elbib and have it start out with a guy named Aaron and a girl named Emily who live in the jungle, then get kicked out of the jungle for eating the forbidden vegetable...
Looking for answers.......2007-08-19
I, too, was in awe after reading this book. The ideas are presented in a simple, easy to understand way, and it seems to me to be very logical. I'm no financial genius, rather a former math teacher and the numbers seem to work on paper. But, really, after the awe has worn off and reality hits, what's the catch? This seems too easy. If this idea has been in existance for several years, then why hasn't it caught on with the "masses?" Why don't more financial advisors recommend this? Is there something I'm missing or does it really work that simply and just nobody knows about it? Somebody....give me the real scoop!
Very, Very dangerous book.......2007-08-02
As I began to read this book, my first challenge was to get over the unearned arrogance of the author. Marion Snow may have a "scientific mind" and have a little experience in the mortgage industry selling people mortgages, but she is no financial planner.
The book is absolutely full of errors and misrepresentations of how some very complex financial products work. She literally demonizes financial planning professionals who have spent years of their lives helping clients and studying the ever changing landscape of both financial planning, estate planning, as well as the Internal Revenue Code.
Some of her VERY dangerous errors are as follows:
First, nearly all of her calculations discuss saving taxes at a 30 or 33% tax rate. While this sounds good, the average American is nowhere near the 33% tax bracket. The 33% tax bracket does not begin for most married Americans until they have over $195,000 of annual income.
Secondly, the insurance products that she describe do not function as she indicates. On page 110, she casually mentions that her insurance strategy will work as "long as you are careful not to deplete your cash value." She does not mention that the "tax advantaged policy loans" she advocates are 1)charged interest by the insurance company, and 2) taxable if the policy lapses in later years. Additionally, she neglects to mention that Universal life policies have increasing costs which will cause them to lapse using her strategy.
Third, all of her calculations are "assumed and hypothetical." They do not address real numbers. About halfway though the book she indicates she "got her insurance license" just to verify her findings. Unfortunately, an insurance license is viewed by most credentialed financial planners with the same reverence that training wheels are viewed by Olympic bicycle racers...
Fourth, her mortage strategies advocate taking illegal tax deductions - the tax deductions she describes are not allowable to the degree the advocates, in the tax brackets she uses as examples. The deductions "phase out" well before a taxpayer can use them to the degree she illustrates. Simply put - the numbers are INCORRECT.
Ms. Snow should spend a few years in school and learn what she is talking about - and a few more years working with real world financial clients -before being arrogant enough to throw stones at those who do.
She is flat wrong in many areas and will hurt a great many people who take her cutesy approach to financial planning seriously.
Jon - CFP, ChFC
Amazon.com
Personal-finance author and lecturer Robert Kiyosaki developed his unique economic perspective through exposure to a pair of disparate influences: his own highly educated but fiscally unstable father, and the multimillionaire eighth-grade dropout father of his closest friend. The lifelong monetary problems experienced by his "poor dad" (whose weekly paychecks, while respectable, were never quite sufficient to meet family needs) pounded home the counterpoint communicated by his "rich dad" (that "the poor and the middle class work for money," but "the rich have money work for them"). Taking that message to heart, Kiyosaki was able to retire at 47. Rich Dad, Poor Dad, written with consultant and CPA Sharon L. Lechter, lays out his the philosophy behind his relationship with money. Although Kiyosaki can take a frustratingly long time to make his points, his book nonetheless compellingly advocates for the type of "financial literacy" that's never taught in schools. Based on the principle that income-generating assets always provide healthier bottom-line results than even the best of traditional jobs, it explains how those assets might be acquired so that the jobs can eventually be shed. --Howard Rothman
Book Description
Personal-finance author and lecturer Robert Kiyosaki developed his unique economic perspective through exposure to a pair of disparate influences: his own highly educated but fiscally unstable father, and the multimillionaire eighth-grade dropout father of his closest friend. The lifelong monetary problems experienced by his "poor dad" (whose weekly paychecks, while respectable, were never quite sufficient to meet family needs) pounded home the counterpoint communicated by his "rich dad" (that "the poor and the middle class work for money," but "the rich have money work for them"). Taking that message to heart, Kiyosaki was able to retire at 47. Rich Dad, Poor Dad, written with consultant and CPA Sharon L. Lechter, lays out his the philosophy behind his relationship with money. Although Kiyosaki can take a frustratingly long time to make his points, his book nonetheless compellingly advocates for the type of "financial literacy" that's never taught in schools. Based on the principle that income-generating assets always provide healthier bottom-line results than even the best of traditional jobs, it explains how those assets might be acquired so that the jobs can eventually be shed. --Howard Rothman
Download Description
A #1 New York Times bestseller, 'Rich Dad, Poor Dad' is a true story on the lessons about money that Robert Kiyosaki learned from his two "dads." One dad, a Ph.D. and superintendent of education, never had enough money at the end of the month and died broke. His other dad dropped out of school at age 13 and went on to become one of the wealthiest men in Hawaii. 'Rich Dad, Poor Dad' will . . .· Explode the myth that you need to earn a high income to become rich · Challenge the belief that your house is an asset · Show parents why they can't rely on the school system to teach their kids about money
· Define once and for all an asset and a liability · Teach you what to teach your kids about money for their future financial success. In 'Rich Dad, Poor Dad', Robert Kiyosaki explains how to make your money work hard for you instead of you working hard for money.
Customer Reviews:
Rich Dad Poor Dad Audio CD.......2007-10-24
EXCELLENT material! Recommend to everybody! The secret to becoming rich is actually no secret at all. It is available to anyone willing to work for it.
Very helpful information !.......2007-10-21
This is a book I didn't like at first, and later on found it to be very valuable and useful. It truthfully tells you where you need to spend your time if you really want to become rich. To use these methods presented in the book, you will have to work really hard, take risks, study, plan, and take the subject matter presented seriously.
Disappointing.......2007-10-20
I bought this book out of curiosity, to see for myself what the hype is all about.
I have to admit that the first part really drew my attention. Co-writer Sharon Lechter did a good job placing the story in the setting of two kids growing up. It makes the simple content digestible.
But then out of the blue Mr. Kiyosaki takes the word and it feels like the editor didn't have the time to finish her job. It is embarrassing to see K. showing off and telling us how he made his fortune being a real estate speculant.
Regards,
Norbert
An Interesting Perspective.......2007-10-20
While it is difficult to imagine what new commentary one could add to the thousands of reviews of this fine book, I thought it would be beneficial to point out a significant characteristic that seems rarely touched by others. Namely, the testimony-like nature of the message.
While there are many business and investment books on the market worth the time to read, few are as adept as Robert Kiyosaki (and his actual writer, Sharon Lechter) at contextualizing his instruction. By giving the reader a "this is what happened to me, and this is what I learned from the experience" message, the author is essentially giving his own personal narrative of his life's journey into his present understanding of business and investments. By so doing, he offers the reader insight into the WAY a person of his economic stature thinks...and more importantly, WHY.
The autobiographical nature of the text adds tremendous flavor to the message this best-selling book conveys. In my opinion, Rich Dad, Poor Dad is a remarkable book that anyone interested in business and/or investments should consider a "must read" in their studies.
Moreover, to truly garner the key nuggets of the author's revelation, one should also immediately read the sequel, Cashflow Quadrant: Rich Dad's Guide to Financial Freedom. Nearly twice as thick, this second text is truly the finishing touch on the original work.
In conclusion, the few negative reviews I have read of Rich Dad, Poor Dad seemed to be written by those who expected something different than what was intended by the author. By logical extension, it appears obvious that they failed to read the sequel so that they could truly conceptualize the appeal of the author's message...an appeal that has made this not only a best-seller, but a true legend in the business non-fiction genre.
Inspirational stories - but repetitive information.......2007-10-19
Robert Kiyosaki has shared a lot of his personal experiences of making money. I enjoyed reading the first few chapters. The rest, pretty much carried the same information. This book motivates you to become rich. The author recommends to develop and use your ingenuity to create wealth.
I couldn't still understand why "buying a house" couldn't be considered as a way of asset creation. Most of the author's examples are about real estates & investing in stocks.
If you want to get inspired about making money, this is the book to read.
Amazon.com
If you are tired of struggling to make ends meet but don't know a 401(k) from Special K, this book is for you. Aimed specifically at "Generation Broke"--those in their twenties and thirties who are working yet buried in credit card debt and student loans--this user-friendly guide offers a clear introduction to practical investing and money management techniques that can turn even a dismal financial situation around. Bestselling author Suze Orman has a knack for taking the fear out of money matters, and in The Money Book for the Young, Fabulous &: Broke, she shows readers how to set priorities and achieve goals, whether it is to buy a house or save for retirement or pay for a child's education. She also offers inspiration to readers to face their financial problems and get started on a solution. After all, there is good news: young people still have the time to correct problems so that they will never be broke again. Readers who find terms such as diversification and IRA rollover scary--or worse, unimportant--will learn much from this book.
In these pages, Orman clearly and succinctly explains what a FICO score is and why it's so important, offers the lowdown on stocks and mutual funds, provides career advice, and offers lots of tips on dealing with student loan debt, saving money even when times are tight, debt consolidation strategies, and the safest way for newlyweds to merge their finances. She also offers information on credit cards, including why canceling cards is not a good idea, when it makes sense to use them, and the best strategies for paying them off. It may not be the only money book you'll ever need, but it's an excellent place to start. --Shawn Carkonen
All About Suze Orman
The Money Book for the Young, Fabulous & Broke is financial expert Suze Orman's answer to a generation's cry for help. An Emmy-award winner, Orman is the author of four consecutive New York Times® bestsellers, The 9 Steps to Financial Freedom, The Courage to Be Rich, The Road to Wealth, and The Laws of Money, the Lessons of Life. The Money Book was written to address the specific financial reality that young people face today, and it offers a set of real, not impossible, solutions to the problems at hand and the problems ahead.
- Listen to a special message from Suze Orman.
- Visit the Suze Orman Store
Suze Orman: The Bestsellers
- The Courage to Be Rich
- The Road to Wealth
- The Laws of Money, the Lessons of Life
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- Suze Orman's Financial Guidebook
- The 9 Steps to Financial Freedom
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- Money Cards: Words That Lead to Wealth
- You've Earned it, Don't Lose It
- The Money Book for the Young, Fabulous & Broke, Audio CD
|
!-- end6pak -->
Build Your Own Suze Orman Library
The Essentials !-- begin6pak -->
The Laws of Money |
The 9 Steps to Financial Freedom |
You've Earned It, Don't Lose It |
Money Cards: Words That Lead to Wealth |
Suze Orman's Financial Guidebook |
Suze Orman's Will And Trust Kit |
!-- end6pak -->
Pep Talks: Suze Orman Audios
The Courage to Be Rich, CD |
The Road to Wealth, CD |
The Laws of Money, the Lessons of Life, CD |
The Courage to Be Rich, Cassette |
The Road to Wealth, Cassette |
The Laws of Money, the Lessons of Life, Cassette |
!-- end6pak -->
Bestselling Suze Orman Books on DVD
The Laws of Money, the Lessons of Life, 2003 |
The 9 Steps to Financial Freedom, 2004 |
The Road to Wealth, 2004 |
The Suze Orman Collection, 2003 |
The Courage to Be Rich |
The Best of the Suze Orman Collection, 2004 |
!-- end6pak -->
Book Description
First time in paperback. The #1 New York Times bestseller from the phenomenal author of The Courage to Be Rich.
The world's most trusted expert on money matters answers a generation's cry for help-and gives advice on
- Credit card debt
- Student loans
- Credit scores
- The first real job
- Buying a first home
- Insurance facts: auto, home, renters, health
- Financial issues of the self-employed
And much more advice that fits the realities of "Generation Broke."
Customer Reviews:
Extremely Helpful for someone recently graduated from college.......2007-10-22
I just finished grad school, and find myself with a massive amount of both personal and educational debt. I was feeling particularly helpless and unsure about the best way to handle my financial situation. Reading this book has help me put a plan in motion, beginning with taking control of my credit card debt. I highly recommend this book to people in similar situations, as well as to anyone who wants to get control of their life.
Suze Rocks!.......2007-10-22
I bought this book on the advice of a friend. I let it sit around for about 6 months before I actually picked it up and read it.
I had no clue what I was missing. Since reading this...I've been addicted to Suze. Her advice is easy to understand, she has a great deal of knowledge and the perfect amount of humor.
This book talks about everything us Young, Fabulous and Broke folks need to know! I'm already on the road to recovery.
THANK YOU SUZE! Keep writing books, I'll buy them.
Great Book.......2007-10-17
I think that this a great book for those people who are just starting out in life. There is useful information in this book for those who have credit trouble and need to build themselves out of debt.
Great for basics but could have a little more.......2007-10-10
I did not want a book that I needed a MBA degree to understand but this was a tad bit more watered down that I expected. Every time she said she wouldn't go in depth about how the interest rates work nor would not fill the book with spread sheets about this and that I was a little bit saddened...
Overall the book did give a few tips here and there, and discovered that I really am not that deep in debt, just need to work on my budget and free flow spending habits.
If you want a light but useful book to help you with your overall money issues I would recommend this book.
Great Book for young people just starting out.......2007-10-05
I am a 25 year old single mother of one little girl. I found the information in this book very helpful. I now have to tools to set myself and my daughter on the right path to a debt free life style. I highly recommend this book.
Book Description
In this fresh, interactive guide, respected financial expert Dave Ramsey offers a proven, comprehensive plan for getting in shape financially.
Customer Reviews:
Good Information .......2007-10-05
Good information in the workbook but really the same information as in the Total Money Makeover book, I recommend one or the other but not both books -- and I think Dave would agree!
Love, love, love this book!!!.......2007-08-23
Dave Ramsey teaches how to SIMPLY manage your money, develop a working budget and to become DEBT FREE!! It's a weird concept, especially for Americans, but since reading this book and taking Dave's Financial Peace University, my husband & I have our $1K emergency fund, pay cash for EVERYTHING, and so far have paid off over $5K in debt in just a few months. We will be completely debt free (except the house) within 2 years and plan to pay off the house w/in 7 years (21 years shorter than the mortgage note). That was something we could have NEVER wrapped our brains around in the past. Now, instead of working to pay Visa and Mastercard, we will be working to pay for our FUTURE!!
It's a great read and every person in the USA needs to read this book. I have no doubt, it would do amazing things for our ecomony!!
Not worth the purchase if you buy the book.......2007-08-08
I bought the Total Money Makeover Workbook along w/ the hardcover book, thinking it would be more 'hands-on'. It wasn't worth the extra cost. A lot of the exercises seemed written for children - fill in the blanks w/ words you read in the passages... really silly. Plus, all the necessary worksheets are in the hardcover book already, so the workbook didn't seem to give me anything new. Don't waste your money on the workbook.
Money Makeover Workbook is Helpful.......2007-08-02
If you're trying to dig yourself out of a debt nightmare or just want to get your finances in order, Dave Ramsey's books and advice are the way to go. Take the time to read his books - you won't be sorry.
very good insight.......2007-08-01
I just purchased the book along with the workbook. And I've also purchased the book on cd. Both explain things very well. My daughter and I are still in the working process.
Amazon.com
Get a behind-the-scenes peek at Why We Want You to Be Rich in this video interview with Donald Trump and Robert Kiyosaki. They pair talk about their very different backgrounds, their mutual admiration for one another,and how they came up with the idea to write Why We Want You to Be Rich together.
Book Description
The world is facing many challenges and one of them is financial. The entitlement mentality is epidemic, creating people who expect their countries, employers, or families to take care of them. Donald Trump and Robert Kiyosaki, both successful businessmen, are natural teachers and have joined forces to address these challenges. They believe you cannot solve money problems with money. You can only solve money problems with financial education. Trump and Kiyosaki want to teach you to be rich.
"Give a man a fish, and you feed him for a day. Teach him to fish, and you feed him for a lifetime."
They each could have written a book on the subject, but they chose instead to write a book together because of their shared passion for education and their desire to bring emphasis to the importance of financial education. In addition they have designated a portion of the profits from each book to be donated to charitable and educational organizations that also support financial education.
Why We Want
YOU To Be Rich, Two Men — One Message was written for you.
Customer Reviews:
Do not Buy this what a waste of money take the money you would pay for this and buy lottery tickets and you will be better off.......2007-09-27
most things i listen to or read atleast give me one good idea this is more like a life story rather than how to do anything with it. What a waste of my hard eraned time and money. Do your self a favor and stay away from this USELESS TOOL
Noteworthy.......2007-09-21
This book is awesome. After reading it I have a whole new level of respect for Donald Trump. I salute he and Mr. Kiyosaki for their efforts and their willingness to share with their financial knowledge with the world. I agree, this should be a topic for our children in High School. Our children are our future; we must prepare them. If we don't who will?
No substance, very self serving rants.......2007-09-12
Don't waste your money. This book offers no insight into anything. There are some motivational phrases but that's about it. Trump offers no insight into anything, and just brags upon himself and talks about his family. Kiyosaki's previous work is a lot better than this collaboration. Kiyosaki is starting to sound redundant. All his books are saying the same thing. There is absolutely no "how to" involved in this book. Terrible quality, don't waste your money.
what's worse?.......2007-09-09
I don't know what's worse, the number of bad reviews by everybody here or the fact that so many of the bad reviewers have read Kiyosaki's other books and actually found value in them. If it took you this long to realize Kiyosaki is a shyster then no wonder you're still trying to figure out how to get rich!
Meeting of the rich minds that should meet yours........2007-09-06
I have to admit that this was my first introduction to Robert Kiyosakis writing. I have to say that I was very impressed by the way he tells things in stories and explains things in detail. Then on the other hand you have the Trump perspective on the same issue as just described by Kioysaki, with the classic to the point very short and effective Trump wording. Once again this book could be used for much more than just investing tips and understanding the difference between those who make it and those who don't.
This book could be used to grow both personally and professionally. As a life and executive coach many of the things they talk about in this book are things that I work with small business owners and managers doing. Just a different angle on the how to break free of misconceptions that are known as: "common sense". Just like with many of the other Trump books this is not a step-by-step guide on how to become rich. From what I have now looked through of Kiyosakis books, they are not a step-by-step guide either. Even though they give you more of a guideline and teach you direct things on what to do and more importantly on how to think and break free of how most people do think.
The differences that struck me the most in this book is how the mindset of people that do make it is different from those who do not. It was a very entertaining and educating read, and I personally learned some new things from it that I have implemented not only into my daily life but also my businesses. The way the two use different approaches to the same topic opens up a whole new world of understanding, that is, if you do not quite get what the first part (Kiyosaki) is trying to explain the second part (Trump) will give the abbreviated version of it. Technically you could go though this book and read only one of the authors part and then read the second part as a second book. For it to make the most sense I would recommend that you go through it all at one time though.
Excellent book that I would recommend for more than just investors, would recommend it for entrepreneurs, people wanting to grow personally and professionally. If you are ready to shift the way you think in order to shift how you are doing financially this is a great buy!
Books:
- Women & Money: Owning the Power to Control Your Destiny
- Word of Mouth Marketing: How Smart Companies Get People Talking
- You Don't Need a Title to Be a Leader: How Anyone, Anywhere, Can Make a Positive Difference
- Your Complete Retirement Planning Road Map: The Leave-Nothing-to-Chance, Worry-Free, All-Systems-Go Guide
- African Friends and Money Matters: Observations from Africa (Publications in Ethnography, Vol. 37)
- All About Dog Daycare...A Blueprint for Success
- America's Cheapest Family Gets You Right on the Money: Your Guide to Living Better, Spending Less, and Cashing in on Your Dreams
- Asset Protection : Concepts and Strategies for Protecting Your Wealth
- Bankruptcy And Debtor/creditor: Examples And Explanations (Examples & Explanations)
- Bankruptcy And Debtor/creditor: Examples And Explanations (Examples & Explanations)
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