Amazon.com
With first-chapter allusions to martial arts, "flow," "mind like water," and other concepts borrowed from the East (and usually mangled), you'd almost think this self-helper from David Allen should have been called Zen and the Art of Schedule Maintenance.
Not quite. Yes, Getting Things Done offers a complete system for downloading all those free-floating gotta-do's clogging your brain into a sophisticated framework of files and action lists--all purportedly to free your mind to focus on whatever you're working on. However, it still operates from the decidedly Western notion that if we could just get really, really organized, we could turn ourselves into 24/7 productivity machines. (To wit, Allen, whom the New Economy bible Fast Company has dubbed "the personal productivity guru," suggests that instead of meditating on crouching tigers and hidden dragons while you wait for a plane, you should unsheathe that high-tech saber known as the cell phone and attack that list of calls you need to return.)
As whole-life-organizing systems go, Allen's is pretty good, even fun and therapeutic. It starts with the exhortation to take every unaccounted-for scrap of paper in your workstation that you can't junk, The next step is to write down every unaccounted-for gotta-do cramming your head onto its own scrap of paper. Finally, throw the whole stew into a giant "in-basket"
That's where the processing and prioritizing begin; in Allen's system, it get a little convoluted at times, rife as it is with fancy terms, subterms, and sub-subterms for even the simplest concepts. Thank goodness the spine of his system is captured on a straightforward, one-page flowchart that you can pin over your desk and repeatedly consult without having to refer back to the book. That alone is worth the purchase price. Also of value is Allen's ingenious Two-Minute Rule: if there's anything you absolutely must do that you can do right now in two minutes or less, then do it now, thus freeing up your time and mind tenfold over the long term. It's commonsense advice so obvious that most of us completely overlook it, much to our detriment; Allen excels at dispensing such wisdom in this useful, if somewhat belabored, self-improver aimed at everyone from CEOs to soccer moms (who we all know are more organized than most CEOs to start with). --Timothy Murphy
Book Description
In today's world, yesterday's methods just don't work. In Getting Things Done, veteran coach and management consultant David Allen shares the breakthrough methods for stress-free performance that he has introduced to tens of thousands of people across the country. Allen's premise is simple: our productivity is directly proportional to our ability to relax. Only when our minds are clear and our thoughts are organized can we achieve effective productivity and unleash our creative potential. In Getting Things Done Allen shows how to:
€ Apply the "do it, delegate it, defer it, drop it" rule to get your in-box to empty
€ Reassess goals and stay focused in changing situations
€ Plan projects as well as get them unstuck
€ Overcome feelings of confusion, anxiety, and being overwhelmed
€ Feel fine about what you're not doing
From core principles to proven tricks, Getting Things Done can transform the way you work, showing you how to pick up the pace without wearing yourself down.
Download Description
"""The personal productivity guru"" (Fast Company) delivers powerful methods that vastly increase your efficiency and creative results-at work and in life In today's world, yesterday's methods just don't work. In Getting Things Done, veteran coach and management consultant David Allen shares the breakthrough methods for stress-free performance that he has introduced to tens of thousands of people across the country. Allen's premise is simple: our productivity is directly proportional to our ability to relax. Only when our minds are clear and our thoughts are organized can we achieve effective productivity and unleash our creative potential. In Getting Things Done Allen shows how to: Apply the ""do it, delegate it, defer it, drop it"" rule to get your in-box to empty Reassess goals and stay focused in changing situations Plan projects as well as get them unstuck Overcome feelings of confusion, anxiety, and being overwhelmed Feel fine about what you're not doing From core principles to proven tricks, Getting Things Done can transform the way you work, showing you how to pick up the pace without wearing yourself down."
Customer Reviews:
Incredible Book.......2007-10-22
David Allen's methods (in conjunction with Merlin Mann's Inbox Zero series) have changed how I handle my work, for both my personal and professional life.
I am getting more done, and my stress level is drastically diminished. An empty inbox makes me happy. : - )
get SAVED now with simple, direct organizing techniques.......2007-10-15
Read GTD one time through. Hard to put down. Read it again to outline and make the knowledge my own. I'm like a born-again GTD evangelist. Like a true holy-roller I started doing as much as I could, as fast as I could because I have seen the light!
Projects that have been languishing on the back burner are now active and moving forward. Multiple stacks of piled paper are now neatly organized in a new lateral file cabinet. I didn't really have an inbox. Now I not only have an inbox, I'm spouting profound truths like, "there is no vision without an inbox."
Using my pda is no longer painful. I know right where my planning notes are. I can make notes that transform into clear thinking, then projects, then actions by context.
Save yourself, brother. GTD. This is the way.
Some Good Advice!.......2007-10-12
Allen's approach to managing yourself and your world is very good advice on how to be more productive and satisfied. This book is filled with practical, hands-on ideas, tips, tools, and techniques for more effective self-management. Many of us feel overwhelmed and out of control in today's fast-paced world. This book and the book Understanding: Train of Thought are great ways to get a handle on all that "stuff" in our lives and figure out how to better manage the flow of information that never seems to stop. Five stars all the way!
If you are not already naturally organized, then his process would be excruciating torture to you........2007-10-10
#1 if you are not already naturally organized, then I can only expect you will toss this book in the rubbish bin because his process would be excruciating torture to you. It is an in-depth, deep clean.
If you are already naturally organized and yet feel you are not truly maximizing the effort you are putting into it, then this is well worth the time to read.
I easily related to this book and took away a few productive processes. It is over all a helpful book on organizing beyond the ubiquitous to do list. He has clear steps to get stalled projects moving forward. Hammering the point that the frustrations you face in getting things done are in actuality your lack of dealing with the hard question of what is the next physical action I need to take with this to deal with it. That may very well be toss it in the rubbish or Make a phone call...
Unfortunately, more often than not his example of the next action step is make a call... I started to cringe half way through the book whenever he wrote "Finally, when it's time to actually do an action, LIKE MAKING A CALL..." Towards the end of the book I was saying out loud and laughing "What is our next action step... Oh, of course make a call!"
That one criticism aside, I am trying his tickler file concept and do find it useful. I have implemented his mind sweep to organizing myself before the week so as to be prepared to face all of the inevitable interruptions and schedule changes with ease while accomplishing my weekly objectives. Although, in my case frequently the next action step is "turn off the phone, IM and email" so that I can work.
It's That Next Step that Matters..........2007-10-09
David Allen's concise and useful guide is built largely on the idea that, while people "think" in terms of entire projects, human action can only be practically applied to one aspect of a project at any one time.
In order to be effective, and work intelligently,we must first diligently construct our catalog of things that "need" doing and then proceed to priortize them in terms of their relative importance. This is only list making, however the act of breaking each project down, in order of importance, into discrete action steps is a more complex intellectual process, and is where we often fail. It is not a complex concept, but even the very intelligent lose sight of it under the pressures of life and work.
I found it interesting that many of the key points emphasized by Allen were articulated by Earl Nightingale, a famous radio commentator, decades ago. They are no less true today. The difficulty is forming and maintaining the habit structure that enables us to be masters of work, rather than slaves to unfinished business.
Bob Moffit
Retired Executive & Industry Consultant
Book Description
Beginning with the million-copy bestsellers First, Break All the Rules and Now, Discover Your Strengths, Marcus Buckingham jump-started the strengths movement that is now sweeping the work world, from business to government to education. Now that the movement is in full swing, Buckingham's new book answers the ultimate question: How can you actually apply your strengths for maximum success at work?
Research data show that most people do not come close to making full use of their assets at work -- in fact, only 17 percent of the workforce believe they use all of their strengths on the job. Go Put Your Strengths to Work aims to change that through a six-step, six-week experience that will reveal the hidden dimensions of your strengths. Buckingham shows you how to seize control of your assets and rewrite your job description under the nose of your boss. You will learn:
• Why your strengths aren't "what you are good at" and your weaknesses aren't "what you are bad at."
• How to use the four telltale signs to identify your strengths.
• The simple steps you can take each week to push your time at work toward those activities that strengthen you and away from those that don't.
• How to talk to your boss and your colleagues about your strengths without sounding like you're bragging and about your weaknesses without sounding like you're whining.
• The fifteen-minute weekly ritual that will keep you on your strengths path your entire career.
With structured exercises that will become part of your regular workweek and proven tactics from people who have successfully applied the book's lessons, Go Put Your Strengths to Work will arm you with a radically different approach to your work life. As part of the book's program you'll take an online Strengths Engagement Track, a focused and powerful gauge that has proven to be the best way to measure the level of engagement of your strengths or your team's strengths. You can also download the first two segments of the renowned companion film series Trombone Player Wanted.
Go Put Your Strengths to Work will open up exciting uncharted territory for you and your organization. Join the strengths movement and thrive.
Customer Reviews:
Worth the read.......2007-10-10
I read this over a brief vacation during the summer. Ive found it has enhanced my abilities dealing with people both at work and my personal life. I plan on reading it again when my busy work schedule permits it.
How to take charge of your work.......2007-10-03
Marcus Buckingham is passionate about helping you identify your unique strengths and unleash their power. As you read and work your way through the program in this book, you will become convinced that growing through your strengths is the ticket to your future happiness, effectiveness and success. He refutes the approach of improvement by fixing mistakes as a dead end that cannot help you discover how you can be exceptional. The book constantly refers you to its associated Web site for materials that will help you work through the exercises. Buckingham wants you to act rather than just read a theoretical tract. Nothing presented in this book will help you without action and implementation. However, if you take up the challenge, you will become empowered as you take charge of your work through your strengths. We recommend this book because it contains just a few simple ideas that could change your life.
Follow-up book, much overlap with earlier books.......2007-09-30
Marcus Buckingham discusses six steps to identifying and putting your strengths to work:
1. Convince yourself that exercising your strengths is more fun and productive that spending your time shoring up your weaknesses.
2. Identify specific activities that exercise your strengths. For example, mine include
a. Determine true value
b. Learn and apply new and useful skills, knowledge
c. Creative problem solving
3. Build your job towards your strengths.
4. Stop / reduce time spent shoring up your weaknesses
5. Build a strong team by enabling each member to exercise their strengths towards delivering business value
6. Make a habit of ensuring that each person's activities around you are aligned with their strengths (including yourself :-)
The book could have been much shorter - the concept was repeated multiple times. More specifics on step 3 would also have been more useful.
Excellent book and great team activity!.......2007-09-13
I manage a team of Sales Professionals and found this book to be a great tool to help them stay focused on the positive aspects of their job. I really like the message and appreciate the fact that it does not immediately say that if you are not happy right now, you need a new job. It points them back to their current position and helps them be more productive and utilize their strengths where they are at.
While he also wants to sell you other stuff, the book is a good way to build your own positive deviance.......2007-09-13
If you really look at what is holding you back, from really using your best qualities and talents, you will almost surely find that most of it are the images and thoughts you hold between your ears. You are so sure about what could go wrong, or about what you HAVE to do, or about what is just not possible, that you just don't even try to step out.
Well, to say it simply, stop it! This book provides you with a six step process to help you build on your strengths rather than chasing and fixing mistakes. It is based on the ideas you will find in the business philosophies of Appreciative Inquiry and Positive Organizational Scholarship (POS). The core idea in these movements is that you can't build on your strengths if all you see are your weaknesses. If you want to be a master of something, you have to study those who do it well, not focus on the mistakes of those who aren't very skilled. The term they often use is "positive deviance". That is, that area of performance that deviates ABOVE the norm. The goal is to learn how to create more positive deviance.
In the first step, Buckingham focuses you on giving up belief in three myths: 1) As you grow your personality changes. 2) You will grow in your areas of greatest weakness. 3) A good team member does whatever it takes to help the team. He says that the truths are: 1) As you grow you become more of who you already are. 2) You will grow in your areas of greatest strength. 3) A good team member deliberately volunteers his strengths to the team most of the time.
As he discusses each of these he asks you to examine what you are getting out of believing in these myths. What would it cost you to stop believing in it? Then think carefully about the benefits you would gain by believing the truth. If you sincerely do this, you will likely be shocked and then energized.
The purpose of this book is to help you take charge of your life and especially your work life. You will make it more rewarding, says the author, by centering your work on your strengths rather than just doing whatever comes to you as an assignment. It is a six step process. The first, as I noted above, is to bust the myths. Step 2 is to get clear about your strengths. Three is to free your strengths. Four helps you see and stop your weaknesses (not focus on fixing them). Five coaches you on how to speak up and get your boss supporting your strengths. Six is about keeping the process alive by building strong habits.
Now, Marcus Buckingham is a big-time, high-priced consultant. The book sends you to his website to use some free materials there (but also offers you others to purchase). Underneath this is the desire to sell your company consulting and seminar services with associated materials. It is interesting stuff, but the sheer "salesiness" of it detracts from it a bit for me.
Reviewed by Craig Matteson
Book Description
How do we find hot stocks without getting burned? How do we fatten our portfolios and stay financially healthy? Former hedge-fund manager and longtime Wall Street commentator Jim Cramer explains how to invest wisely in chaotic times, and he does so in plain English in a style that is as much fun as investing is -- or should be, when it's done right.
For starters, Cramer recommends devoting a portion of your assets to speculation. Everyone wants to find the big winners that can bring outsized gains, and Cramer explains how to allocate your portfolio so that you can afford to take this kind of risk wisely. He explains why "buy and hold" is a losing philosophy: For Cramer, it's "buy and homework." If you can't spend an hour a week researching each of your stocks, then you should hand off your portfolio to a mutual fund -- and Cramer identifies the very few mutual funds that he'd recommend.
Cramer reveals his Ten Commandments of Trading (Commandment #5: Tips are for waiters). He explains why he's not afraid to compare investing to gambling (and tells you which book on gambling you should read to become a better investor). He discloses his Twenty-Five Rules of Investing (Rule #4: Look for broken stocks, not broken companies).
Cramer shows how to compare stock prices in a way that you can understand, how to spot market tops and bottoms, how to know when to sell, how to rotate among cyclical stocks to catch the big moves, and much more. Jim Cramer's Real Money is filled with insider advice that really works, information that Cramer himself used to make millions during his fourteen-year career on Wall Street.
Written in Cramer's distinctive turbocharged style, this is every investor's guide to what you really must know to make big money in the stock market.
Download Description
"How do we find hot stocks without getting burned? How do we fatten our portfolios and stay financially healthy? Former hedge-fund manager and longtime Wall Street commentator Jim Cramer explains how to invest wisely in chaotic times, and he does so in plain English in a style that is as much fun as investing is -- or should be, when it's done right. For starters, Cramer recommends devoting a portion of your assets to speculation. Everyone wants to find the big winners that can bring outsized gains, and Cramer explains how to allocate your portfolio so that you can afford to take this kind of risk wisely. He explains why ""buy and hold"" is a losing philosophy: For Cramer, it's ""buy and homework."" If you can't spend an hour a week researching each of your stocks, then you should hand off your portfolio to a mutual fund -- and Cramer identifies the very few mutual funds that he'd recommend. Cramer reveals his Ten Commandments of Trading (Commandment #5: Tips are for waiters). He explains why he's not afraid to compare investing to gambling (and tells you which book on gambling you should read to become a better investor). He discloses his Twenty-Five Rules of Investing (Rule #4: Look for broken stocks, not broken companies). Cramer shows how to compare stock prices in a way that you can understand, how to spot market tops and bottoms, how to know when to sell, how to rotate among cyclical stocks to catch the big moves, and much more. Jim Cramer's Real Money is filled with insider advice that really works, information that Cramer himself used to make millions during his fourteen-year career on Wall Street. Written in Cramer's distinctive turbocharged style, this is every investor's guide to what you really must know to make big money in the stock market. "
Customer Reviews:
Very Useful.......2007-10-22
This book does a tremendous job explaining how to make money. Great read, good tips, excellent read.
Great book for learning about trading stocks.......2007-10-02
Jim Cramer's book is full of usefull and sound advice about investing in stocks. All his rules make common sense and should be easy for anyone to apply in thier own investing. Discipline is the key, and he stresses that. He didn't become a multi-millionaire and get his own show on CNBC by being a dummy. No one can be right all the time, and Cramer is no exception, but he is right much more than he is wrong. And that is all you need to make alot of money on Wall Street. Dont listen to the Cramer haters out there, THEY KNOW NOTHING!!! and will never come close to duplicating Cramer's investing success.
Great Book for any Investor........2007-10-01
I am just starting to dabble in the stock market so I'm trying to learn as much as I can right now.
This book is very easy to understand and a very fast read. Being a really big fan of Cramer already this was a 'no-brainer', and although he is very educated he really translates his thoughts and advice in an easy to understand way.
I strongly recommend this book for anyone who is interested in the stock market.
Mad Man? Not really, more a Market Genius.......2007-09-29
Not much value on my side reviewing this book for the hundreds time. What's the take away?
I've been investing in stocks for nearly 20 years, with at least so much success that I keep with it, more or less. The difference is now I get why stocks move or don't (at least much more than I did before). And this book (and his show) is key to that. Awesome guiding priciples, rules of thumb, and market insights.
It's a fun book to read, if you have a certain level of interest in the business world, which is kind if key, of course. Many good laughs! I love his style (which I'm sure many might find offensive or so). But heck, it works for me. I bought both his other books as well. It's so good. The return on this "investment" can't be calculated. Hope this helps! :-)
Fundamental investing in a layman's language.......2007-09-23
Booya Jim!! This is a great book about investing using a fundamental approach. What is great is that the basics of investing are explained in a layman's language. You have to read chapter 5 to get a basic 101 on business cycles and how to exploit the cycle in buying and selling stocks.
I can list all the chapters and what they tell you about or list all the rules Jim explains - but that is rote repetition. Read chapter 4 about basics of evaluation. Jim does a wonderful job about comparing apples to apples e.g., Walgreen to RiteAid and goes into depth why he thinks what should be bought. This lesson alone is worth the price of the book for an investor starting out. Another good lesson is to evaluate the current value of a stock.
Of course, you can attend some expensive classes and get uncompreshensible instructions in an university, but for the price of the book, the value of the lessons here cannot be beaten.
In addition to business cycles, Jim gives some great insights e.g., he states that it is stupid to consider investing and trading as a dichotomy. How true! His famous buy-and-homework approach is like hearing a great 101 lesson from a Professor who also knows the real world. I haven't made any money in buying and holding. My emotions eventually have gotten hold of me. Instead, you need to know when to buy and when to sell. There are separate chapters on predicting tops and bottoms of both the market and individual stocks - again, wonderful reads.
In addition there are 40 rules about investing. Some gems are "I don't care what you paid for the stock, would you buy it now?" question to paraphrase. He gives a lot of credit to the Goddess, now his wife!
All in all, a great book and a must-have book in your investing library. I read the book almost two times so that I could reinforce the lessons, especially about valuation and business cycles. My style of investing, which has been pretty successful, is both a combination of fundamental and technical factors, while Jim's is more fundamental. But the fundamental 101s in the book is useful and should be a must background for anyone wanting to put their hard-earned money on the fire in the stock market.
Amazon.com
John C. Maxwell offers lively stories about the foibles and successes of Lee Iacocca, Abraham Lincoln, Princess Diana, and Elizabeth Dole in The 21 Irrefutable Laws of Leadership. Readers can expect a well-crafted discussion that emphasizes the core attitudes and visions of leadership. Maxwell uses the same tell-it-like-it-is approach that he honed in the bestselling Developing the Leader Within You. For instance, when explaining "The Law of Influence," Maxwell states that "job titles don't have much value when it comes to leading. True leadership cannot be awarded, appointed or assigned. It comes only from influence and that can't be mandated." Even after Princess Diana was stripped of her title, Maxwell says she was still able to lead a global effort toward banning land mines because of her sophisticated ability to influence others.
If readers are looking for a step-by-step formula, Maxwell's list of "laws" will probably seem too chatty and anecdote driven. There are no specific tips on what readers can do during the next workday to help them become stronger leaders. On the other hand, Maxwell's background as a pastor gives him an inspirational voice and a spiritual context to leadership that many business and church leaders appreciate. --Gail Hudson
Book Description
What would happen if a top expert with more than thirty years of leadership experience were willing to distill everything he had learned about leadership into a handful of life-changing principles just for you? It would change your life.
John C. Maxwell has done exactly that in The 21 Irrefutable Laws of Leadership. He has combined insights learned from his thirty-plus years of leadership successes and mistakes with observations from the worlds of business, politics, sports, religion, and military conflict. The result is a revealing study of leadership delivered as only a communicator like Maxwell can.
Customer Reviews:
Maxwell Book.......2007-10-20
Great book, great condition! I was lucky to find this book at this price. I will shop here again.
Powerful.......2007-10-17
This is a powerful book. I cannot say enough about John Maxwell's ability to put things into perspective. This has helped me to understand why some of my managers are struggling and what to look for in hiring new ones.
Ideas are good, but nothing revolutionary.......2007-10-10
The workbook seems to be a "Readers Digest" version of the original book. While the questions can be thought-provoking, the stories are a bit predictable and common.
The best books on Leadership.......2007-08-26
John Maxwell is the world's best writer and speaker on leadership. I've seen him speak several times and read most of his boos. This workbook is a great companion book to his award winning book of the same name. I've recommended The 21 Irrefutable Laws of Leadership to almost every one of my mentor clients and if you are a leader, or if you have an interest in becoming a great leader, this is the place to start.
Also see the John Maxwell Leadership Study Bible as a great reference on leadership with Biblical examples.
Great reference material.......2007-08-01
I am in Grad school and have cited this work several times since it arrived and in great shape. THANKS!
Book Description
America's most sought-after executive coach shows how to climb the last few rungs of the ladderThe corporate world is filled with executives, men and women who have worked hard for years to reach the upper levels of management. They're intelligent, skilled, and even charismatic. But only a handful of them will ever reach the pinnacle -- and as executive coach Marshall Goldsmith shows in this book, subtle nuances make all the difference. These are small "transactional flaws" performed by one person against another (as simple as not saying thank you enough), which lead to negative perceptions that can hold any executive back. Using Goldsmith's straightforward, jargonfree advice, it's amazingly easy behavior to change.Executives who hire Goldsmith for one-on-one coaching pay $250,000 for the privilege. With this book, his help is available for 1/10,000th of the price.
Customer Reviews:
Grow the leader inside.......2007-10-14
At the top everyone is smart and accomplished - ok, feel free to argue this one - but all else being equal, Goldsmith argues that it is our behavioral issues and people skills that will ultimate determine how high we can go. Our ability to listen, solicit feedback, identify our behavioral flaws and shift the focus from ourselves to others are integral components of our career path. The author provides a great overview of the most common personality pitfalls and behavioral issues and offers many suggestions to help us improve. An interesting read and well worth everyone's time.
Insightful thoughts based on proven approaches.......2007-10-12
Goldsmith has managed to sustain his edge as a thought leader without unnecessary academic exaggeration. This book is an excellent read for leaders at all levels, and even those who are not. It provides thoughtful lessons on professional and personal development that will resonate with all. I will share it and the book Understanding: Train of Thought with all of my students.
What Got You Here Won't Get You There.......2007-10-09
This is an excellent tool for personal development. If you have a highly successful team, this book is a "must read" for all of them! It will take your staff to new levels of personal development.
Leadership Development 101.......2007-10-03
I have coached over 500 individuals over the last 10 years. I do referral only business. After reading Marshall's book, I felt as if someone punched me hard in the stomach! I at first wanted to dismiss his premise that leaders want to win, be right, and generally look good. Was that me? After careful reflection and becoming introspective, I found Marshall's insights profound, and so simple, not only as a coach, but also as a manager in business. I now use the book as a reference book, and have purchased two copies. For me it's a must read for anyone interested in their personal development, or the development of others.
Good, but not the whole story.......2007-09-16
Bo Burlingham's book offers an interesting look at the ultimate objectives of privately held businesses. Each case is unique and engaging. However, I think Bo could have spent more time discussing exit strategies. Some of the owners stuck with their companies when they could have cashed out and do an even bigger, better company with the proceeds. Risk has to be considered and the failure to more heavily weight this aspect is the only issues I have with Mr. Burlingham's book. I will pass it along to others.
Book Description
The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"
The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
Customer Reviews:
Good ideas, problematic presentation.......2007-10-21
I picked up a copy of the Total Money Makeover book from my local used bookstore after reading a number of good reviews. After giving it a read through I've found that the majority of the book is geared towards convincing the reader of a number of financial "truths" and very little is actually geared toward practical use.
I was very disappointed by the lack of diversity in the "real life stories" -- they all seemed to be caucasian, self-employed middle class conservative Christian individuals in which the wife was either a stay at home mom or a homemaker. I understand that this is a faith-based special interest book and this is the target audience, but I think the author's lack of diversity in the book undermines the intent of the book and may turn off readers of different ethnicities, family structures and employment status.
There is some good financial advice in the book: develop a cash budget, don't use credit cards and learn to save by living below your means. I like the notion of the "snowball" debt repayment plan, and I think it makes sense if readers need motivation to establish good debt repayment habits.
All in all, I would recommend either buying the book used (on trade credit from your local used bookstore preferably) or borrowing a copy from your local library before deciding to purchase a copy.
Amazing.......2007-10-19
This book is full of common sense. Get out of debt, live on less than what you make so you can save for the future, etc. The difference is that this book lays out a plan in small, achievable steps that give you quick successes that motivate you towards your goal. It also includes testimonies of people who have started out in debt and have gone through the program and it has worked for them. Results matter, theories don't.
Because it's so obvious once you've read it, it makes you wonder why you haven't been doing this already - the reason is motivation and being overwhelmed and not knowing where to start. So this book removes both of those obstacles. Excellent program and excellent results.
Great Pre-Marital Advice.......2007-10-15
I have always been interested in my personal finances, but have had very little guidance. My mother bought this book for me a couple months ago, along with a couple other Ramsey books, right before I got married. I am 23 and my husband is 24 and I think I read this book at the perfect juncture in my life. Dave Ramsey inspired us to start our marriage off on the right financial foot by practicing the baby steps.
We paid off $10,000 in student loan and car debt and are now debt free. We have $8,000 saved up so far in our emergency fund. The next step is to set up retirement Roth IRAs, which we plan to do this week.
I would recommend this book to ANYONE, but especially to young people just starting out. This book is an excellent gift for recent college graduates, and I plan to give it to all my friends who are getting married soon.
The only reason I give the book 4 and not 5 stars is for the beginning section of the book which was so repetitive that I almost stopped reading. However, once Dave starts talking about the money myths and the 7 step program, the book became incredibly engrossing.
Excellent book, changed my life for the better.
Excellent book.......2007-10-14
I was able to read this book quickly and get a lot of information from it. I recommend it.
Not rocket science, but then again, most things worth doing aren't.......2007-10-04
If you are looking for a step-by-step guide to crawl out from under your financial rock, get control, and win with money, this is your book. Dave is a fantastic communicator, and part of that is his willingness to tell it like it is. If it's stupid, he calls it stupid; but always with the heart to see people change their lives for the better. Dave has said over and over that success with finances is only 20% knowledge, but 80% behavior. This book covers the basics of the head knowledge, but hopefully Dave's insights and the numerous personal narratives from real people who have implemented the plan and are winning with money will inspire you to change your behavior. If you need more convincing, just find his radio show or Web site and listen to how he helps people change their lives for the better.
Amazon.com
Change can be a blessing or a curse, depending on your perspective. The message of Who Moved My Cheese? is that all can come to see it as a blessing, if they understand the nature of cheese and the role it plays in their lives. Who Moved My Cheese? is a parable that takes place in a maze. Four beings live in that maze: Sniff and Scurry are mice--nonanalytical and nonjudgmental, they just want cheese and are willing to do whatever it takes to get it. Hem and Haw are "littlepeople," mouse-size humans who have an entirely different relationship with cheese. It's not just sustenance to them; it's their self-image. Their lives and belief systems are built around the cheese they've found. Most of us reading the story will see the cheese as something related to our livelihoods--our jobs, our career paths, the industries we work in--although it can stand for anything, from health to relationships. The point of the story is that we have to be alert to changes in the cheese, and be prepared to go running off in search of new sources of cheese when the cheese we have runs out.
Dr. Johnson, coauthor of The One Minute Manager and many other books, presents this parable to business, church groups, schools, military organizations--anyplace where you find people who may fear or resist change. And although more analytical and skeptical readers may find the tale a little too simplistic, its beauty is that it sums up all natural history in just 94 pages: Things change. They always have changed and always will change. And while there's no single way to deal with change, the consequence of pretending change won't happen is always the same: The cheese runs out. --Lou Schuler
Book Description
The Change Survival Kit is an A-Mazing Way to Deal with Changes in Your Work and in Your Life. It reminds you to use what you discovered in the "Cheese" story - and enjoy it!
The kit contains:
A copy of the #1 Hardcover Book
12 Animated Reminders
24 Screen Saver Prompts
12 Desktop Wallpapers
Photo-Top Mouse pad
FREE! Multi-Level Maze Game
Customer Reviews:
Simplified change.......2007-10-15
Got an hour to fill? That's how long it'll take to read. As many have stated, company heads and consultant groups hand this book out to employees when there are about to be changes in the company. Basically, this is a very simplified parable on four different takes on how to deal with change. Of course at the end you are supposed to decide which of the characters you currently are. Sniff - you actively move about seeking change. Scurry - you move about and quickly adapt to the change to make things happen. And then there's Hem and Haw. Both resist change and stick to the old expecting it to return to the promised treasures. Eventually Haw decides that staying in one place with no rewards is not progressing so opts to go seek change on his struggling legs. The Hem remains obstinant and refuses to change and his fate fades away. Of course no one wants to claim they are Hem but most people are. One of my favorite bits in the book is the statement along the lines of "If you can't change, you may become extinct."
Overall this is a very simple take on how people can adapt to change in their personal and professional lives. Seems quite similar on how to change your personal attitude and outlook that is presented in Benjamin Hoff's "Tao of Pooh". If you're in a company that is about to use outside consulting, expect to get 'homework' to read this book.
Great book.......2007-10-15
This is a fantastic book about reassessing your life and career. I've given it to friends after reading it myself.
It's an OK book.......2007-10-04
Just like most of the people, I got this book from my employer (I hope it's not a sign of restructuring :)).
I'm afraid that I do a too good job of reviewing the book one would no longer need to buy it anymore. In essence, the whole book can be summarized in about 10 statements. In all fairness though, these are insightful and worth meditating on statements.
So, like I said... An OK book.
Thought Provoking.......2007-10-03
The book is an easy and quick read but the story will put thoughts in your head that you will think about for years if not a lifetime. Life brings us all challenges so this book is for all of us... That is, unless your life is perfect.
Genuinely Insulting..........2007-09-29
Genuinely insulting to the independent thinker. Yeah I know, it's been said countless times but I felt the need to reinforce that notion. If you're someone that's more comfortable being a follower and having your life and work environment structured for you then you're more likely to enjoy this book and find something meaningful in it. If you're someone that uses logic and reason to guide your decisions then don't waste your time or money on this rehashed brainwashing manual. This is a book written for unquestioning, mindless followers, not a book for leaders. But a tool that leaders would use to try and control their subordinates.
Book Description
The bestselling author of Pioneering Portfolio Management, the definitive template for institutional fund management, returns with a book that shows individual investors how to manage their financial assets.
In Unconventional Success, investment legend David F. Swensen offers incontrovertible evidence that the for-profit mutual-fund industry consistently fails the average investor. From excessive management fees to the frequent "churning" of portfolios, the relentless pursuit of profits by mutual-fund management companies harms individual clients. Perhaps most destructive of all are the hidden schemes that limit investor choice and reduce returns, including "pay-to-play" product-placement fees, stale-price trading scams, soft-dollar kickbacks, and 12b-1 distribution charges.
Even if investors manage to emerge unscathed from an encounter with the profit-seeking mutual-fund industry, individuals face the likelihood of self-inflicted pain. The common practice of selling losers and buying winners (and doing both too often) damages portfolio returns and increases tax liabilities, delivering a one-two punch to investor aspirations.
In short: Nearly insurmountable hurdles confront ordinary investors.
Swensen's solution? A contrarian investment alternative that promotes well-diversified, equity-oriented, "market-mimicking" portfolios that reward investors who exhibit the courage to stay the course. Swensen suggests implementing his nonconformist proposal with investor-friendly, not-for-profit investment companies such as Vanguard and TIAA-CREF. By avoiding actively managed funds and employing client-oriented mutual-fund managers, investors create the preconditions for investment success.
Bottom line? Unconventional Success provides the guidance and financial know-how for improving the personal investor's financial future.
Customer Reviews:
Investment to avoid-buying this book.......2007-09-02
While I have a lot of respect for Swensen's practical success with the endowment, his book has some great advice and some really poor advice. Swensen is to be commended for steering the investments from the '85 asset allocation to where it is today. It was visionary, courageous, very rewarding.
The author does a great job of advising investors to reduce exposure to US large cap equities, and the rationale behind it. He also makes a logical case for increasing exposure to various international equity and fixed income markets.
Where he goes astray, in my opinion, is by suggesting that investors look to index funds as a panacea for investing. While he and his team at Yale have found exceptional managers who bring value (above index returns, on a net of fee basis), he assumes that individual investors cannot. While few investors have the negotiating skill set he has (due to his Assets Under Management), individual investors who spend a few hours a month can find money managers via mutual funds that consistently outperform their peers and benchmarks.
Let me sum up his book for you: own a LOT more baskets to put your eggs in, than just the standard 5-6 you may have in your 401k, and invest in low cost index funds.
My suggestion: take the first bit of advice, and instead of low-cost index funds, find managers who consistently beat the indexes, and rebalance annually.
Oh, and borrow the book from the library instead of padding his wallet.
Its clear Mr. Swensen has never held the hand of an Individual Investor.......2007-07-21
I loved David Swensen's white paper about institutional portfolio construction; I liked his book on Pioneering Portfolio Management: An Unconventional Approach to Institutional Investment- with this book he stepped outside his area of expertise.
Among the rare few Investing Classics..........2007-04-26
This is a remarkably good book. Almost any investor will benefit from reading this book. Swensen distills a lot of wisdom into this volume touching on all aspects of Portfolio Policy. It would be rare for even very advanced investors to not gain a new insight or two from reading this book.
Having said that, I have a couple of issues with this book.
- Swensen's writing style is very labored. It was hard to read more than a few pages at a time. Not because the material was difficult, but because of his writing style.
- I am frankly puzzled by Swensen's glowing recommendation of Southeastern Asset Management (a Mutual Fund company that owns Longleaf Partners Funds). While Longleaf is a good fund outfit, I don't see how Longleaf is that much different from other, better Value style Mutual Fund companies out there. I don't see how Longleaf is any different from Dodge and Cox or Oakmark. I just don't see Longleaf being that special, so I am puzzled at Swensen's singling them out as exemplary. As I write this, Longleaf has one of the most expensive International Equity funds out there - with an Expense Ratio of 1.61%, compare that with an International Index Fund that you can buy at Vanguard for 25 basis points ! Charging almost 1.5%/year more in expenses will require some exceptional Active Management from Longleaf to generate returns, the odds are against investors in the active fund there.
A Standout Book!.......2007-03-29
This is an indispensable investment book in my opinion. Swensen clearly has an original and unique perspective on investing. There are plenty of books out there in favor of passive management, low costs, and asset-class investing. Here are some of the ideas and concepts he presents in this book that make him stand out from the crowd:
1. He believes treasuries are practically the only bonds worth considering for the individual investor. The chapter in which he discusses it is very interesting, and his arguments are compelling.
2. He is not a devout believer of efficient markets, and acknowledges that superior active performance can be attributed to skill. He explains that there are two games being played: short-term and long-term active management. Unfortunately, since most managers are pressured to have good annual, quarterly, or even monthly returns, they must think short-term, and are unable to invest for the longterm. The longterm game, consisting of far fewer players, is a completely different playing field.
3. He focuses an extraordinary amount of time on the profit-seeking behavior of mutual fund companies, and why they are detrimental to investors. Alignment of interests between shareholders and managers is a major theme in his book.
He suggests investors to construct a portfolio of passive, capitalization-weighted index funds (or ETF's), combined with treasuries and TIPS. Unlike Bogle and other pro-indexing gurus, Swensen seems to focus more on avoiding shareholder-unfriendliness than he is on the other benefits of index funds (style-purity, low costs, etc.). He also ignores Fama-French size and value factor loading, which is fine. There are other great books on portfolio design (William Bernstein is pretty much all you need to read on that subject).
My only complaint about the book is that he seems to enjoy reemphasizing points. Swensen will summarize his thoughts throughout the chapter, and one more time at the end of each chapter, and then a whole final chapter devoted to more summarizing. I think this book could have been 2/3rds the length with essentially the same content. However, that is a minor complaint, compared to the vast amount of knowledge I gained from reading the book. Highly recommended!
Interesting book, but not quite what I expected/wanted.......2007-03-15
Based on the title, the author's background, and the little I'd read about the book, I expected this to be mainly a 'how to' manual - how to best manage one's funds for maximum returns.
While there was some of that in the book, in fact the focus seemed more on castigating much of the financial industry for their misdeeds and greed. If you've read John Bogle's writings, you've seen some of this before, but Unconventional Success is perhaps even a bit more detailed and clear on the misalignment of interests between investors and financial products providers, and how that leads to the investors being taken for a ride in various ways.
So, there's a lot of "don't do this, don't buy that product"-type information in the book. As far as what he DOES recommend, he's relatively brief, and, IMO, doesn't go into enough detail. He advocates splitting your money among 6 major asset classes, and staying with low cost funds, mainly those offered by non-profit companies (Vanguard and TIAA-CREF). But there's not enough support for his statements that asset class X should be 15% of your portfolio and asset class Y should be some other percentage. He briefly discusses historical returns for asset classes and touches on some reasons why returns may differ going forward, but again, there's not much detail there.
Yale's endowment (which Swensen manages, very well) is known for unconventional investments (thus, perhaps, the book's title). But if you want to read about timber or other natural resources, or see much detail on why Yale's endowment is so successful, you won't find it here. Admittedly, many of the options available to Yale are not available to the common investor, or if they are, are so watered down with extra fees as to be unsuitable. Still, I was little disappointed about the lack of reference to his own investment strategies at Yale, which are the reason most of us have heard of him and the reason I bought the book.
One thing that was interesting to me was his analysis of why some indexes aren't well suited for use as a mutual fund benchmark. I have a significant slice of my portfolio in a fund that uses the Russell 2000 value index as a benchmark, and the Russell indexes are called out for criticism in the book. I will keep the criticisms in mind in planning future allocations/re-allocations.
Overall, it was an interesting read - I blew through it in one night. But it was not quite what I expected...
Product Description
FROM THE BACK COVER: Are you caught up in the financial thinking of the last century? That's when we learned to buy a home and pay it off as quickly as possible. It made sense in the conditions that existed back then. It doesn't make sense today. How would you like to: 1) Safely leverage and compound assets you didn't realize you had? 2) Become your own bank and build family wealth? 3) Pile up stock market gains, but never take the losses? 4) Lock-in a rich, secure and carefree retirement? 5) Transform the IRS into your wealth-building partner? 6) Create real wealth, empowering you to help others? 7) Get to your existing retirement funds with little or no taxes? 8) Leave a fortune to your heirs? STOP SITTING ON YOUR ASSETS make these strategies crystal clear -- and you can apply them with security and ease. If you own a home, you owe it to yourself to know about today's new reality: You are sitting on a potential fortune that can safely and confidently be put to work to build a massively abundant financial future. A future so rich that -- before STOP SITTING ON YOUR ASSETS -- could have only existed in your dreams.
Customer Reviews:
Home Owner Beware.......2007-10-17
This will be short. I have already wasted enough time ready the book (actually I stopped reading in Chapter 9) At first, I thought the examples were funny and than I realized there may be people reading this book that actually are taking notes. This is intended for those few. Seek out the help of a Professional Financial Advisor. This book should come with a warning label.
don't waste your money on this book or its strategy.......2007-10-05
First of all, the author has enough material for a magazine article at best and she has padded and stretched it into a book. That makes for an annoying read.
Secondly, her math is deceitful. She says to borrow the equity from your home at 8% and put that money to work getting an 8% return and you will end up with a huge pile of money. What about the payments? Oh, yeah. She subtracts those as a lump sum at the end from your pile of money. Everyone knows the payments have to made every month so if you're borrowing at 8% and getting an 8% return you're simply going to break even. If you're as smart as a fifth grader you know that math calculations have to be performed in the correct order or you'll get the wrong answer. She also gives an example of someone who could pay cash for a house but takes out a mortgage anyway and invests the money. She conveniently ignores the fact that the person could simply pay cash for the house and then invest what they would have made in payments each month and that money would grow to almost the same amount as her "safety fund"
The third problem with this strategy is that the only way to get this 8% tax free, totally safe return is to buy a questionable insurance product that she or her friends will be happy to sell you. Then you'll have the IRS looking over your shoulder.
I'm not a big fan of a mortgage free house for a number of reasons but if you're going to harvest equity and invest it, you'd better know what you're doing. For the average person it's way too risky.
Start saving some money by NOT buying this book.
This book has been done before, called Missed Fortune 101.......2007-09-22
Sad to see people trying to ride the coattails of another book and rip it off so blatantly. The orignal book called Missed Fortune 101 introduces the world to these strategies. Well Stop Sitting comes in and basically changes a word here and a word there to try and be different. For example Missed Fortune 101 talks about "going down the highway of life with one foot on the gas and one on the brake" Ms. Snow talks about going down the highway with 4 flat tires and a broken windshield...Come on!
Read Missed Fortune 101 Missed Fortune 101: A Starter Kit to Becoming a Millionaireto read the real story first, Read Stop Sitting for a rehash, if you like that kind of stuff...
I know I'm gonna write a book called Elbib and have it start out with a guy named Aaron and a girl named Emily who live in the jungle, then get kicked out of the jungle for eating the forbidden vegetable...
Looking for answers.......2007-08-19
I, too, was in awe after reading this book. The ideas are presented in a simple, easy to understand way, and it seems to me to be very logical. I'm no financial genius, rather a former math teacher and the numbers seem to work on paper. But, really, after the awe has worn off and reality hits, what's the catch? This seems too easy. If this idea has been in existance for several years, then why hasn't it caught on with the "masses?" Why don't more financial advisors recommend this? Is there something I'm missing or does it really work that simply and just nobody knows about it? Somebody....give me the real scoop!
Very, Very dangerous book.......2007-08-02
As I began to read this book, my first challenge was to get over the unearned arrogance of the author. Marion Snow may have a "scientific mind" and have a little experience in the mortgage industry selling people mortgages, but she is no financial planner.
The book is absolutely full of errors and misrepresentations of how some very complex financial products work. She literally demonizes financial planning professionals who have spent years of their lives helping clients and studying the ever changing landscape of both financial planning, estate planning, as well as the Internal Revenue Code.
Some of her VERY dangerous errors are as follows:
First, nearly all of her calculations discuss saving taxes at a 30 or 33% tax rate. While this sounds good, the average American is nowhere near the 33% tax bracket. The 33% tax bracket does not begin for most married Americans until they have over $195,000 of annual income.
Secondly, the insurance products that she describe do not function as she indicates. On page 110, she casually mentions that her insurance strategy will work as "long as you are careful not to deplete your cash value." She does not mention that the "tax advantaged policy loans" she advocates are 1)charged interest by the insurance company, and 2) taxable if the policy lapses in later years. Additionally, she neglects to mention that Universal life policies have increasing costs which will cause them to lapse using her strategy.
Third, all of her calculations are "assumed and hypothetical." They do not address real numbers. About halfway though the book she indicates she "got her insurance license" just to verify her findings. Unfortunately, an insurance license is viewed by most credentialed financial planners with the same reverence that training wheels are viewed by Olympic bicycle racers...
Fourth, her mortage strategies advocate taking illegal tax deductions - the tax deductions she describes are not allowable to the degree the advocates, in the tax brackets she uses as examples. The deductions "phase out" well before a taxpayer can use them to the degree she illustrates. Simply put - the numbers are INCORRECT.
Ms. Snow should spend a few years in school and learn what she is talking about - and a few more years working with real world financial clients -before being arrogant enough to throw stones at those who do.
She is flat wrong in many areas and will hurt a great many people who take her cutesy approach to financial planning seriously.
Jon - CFP, ChFC
Book Description
Take your real estate career to the highest level!
"Whether you are just getting started or a veteran in the business, The Millionaire Real Estate Agent is the step-by-step handbook for seeking excellence in your profession and in your life."
--Mark Victor Hansen, cocreator, #1 New York Times bestselling series Chicken Soup for the Soul
"This book presents a new paradigm for real estate and should be required reading for real estate professionals everywhere."
--Robert T. Kiyosaki, New York Times bestselling author of Rich Dad, Poor Dad
The Millionaire Real Estate Agent explains:
- Three concepts that drive production
- Economic, organizational, and lead generation models that are the foundations of any high-achiever's business
- How to "Earn a Million," "Net a Million," and "Receive a Million" in annual income
Customer Reviews:
How to be the best in Real Estate.......2007-07-26
Gary Keller tells it like it should be. If you have a true servant's heart and want to help people with the skill and knowledge you have as a Realtor, this is the book to read. He gives a number of techniques but ultimately, he makes it clear that you need to want to do what is best for your client - not your pocket. Excellent book, I recommend this to every new agent I work with. Need a plan to get started right, Gary is the man with the plan!
A Primer on doing business.......2007-07-14
There are many books available that address sales and marketing for the real estate agent but very few provide solid advice on how to run a real estate business. This easy to follow book provides information that, if applied will set any agent apart from his peers.
A must read! Changed my career!.......2007-06-27
After the first 6 months in business (I've just finished my 3rd year), I decided to buy a number of Real Estate instructional books on how to sell Real Estate. I had a feeling this would be the best. I saved it for last. I read 4 other books over the holidays (about a 4 week period). The other books were good, but redundant and nothing that changed me. I started to read this book and immedietely knew that this book was different. It gave specific direction on what has worked for successful people. Not just successful people here and there, but the book took a scientific approach to identify common practices among groups of successful Realtors.
The result? I can't say that I do everything that the book says to do. I should! But, I have taken parts of the books and implemented those practices. The year after reading this book I made the top 20% in the market. The following year I made the top 15%. And this year is off the charts. I'm not sure where I will end up, but top 10 or better.
There is no substitute for hard work, but I would rather work hard the right way. Best of luck!
You've Got To Be Open To A Unique Perspective.......2007-06-23
This is the best book on the market on how to organize and run a real estate agent business. Its principles are applicable whether you are a brand new agent, or have years of experience. That said, if you are looking for a book to explain listings per se, or working with buyers per se, then this might not be the right book for you -- this book looks at being an agent from a much broader (and more important in my opinion) perspective than that. If you are smart (if you "get it") then you will realize that the things taught in this book are far more important to your ultimate success than any book you might read on how to take a listing. Buy this book, read it ten times, and when you think you understand it read it ten more times! Its message is that important! Few understand this.
In the spirit of full disclosure, I should say that I am an attorney, real estate broker, investor, trainer, and am affiliated with a Keller Williams office in Chicago. That said, rest assured that my affiliation with Keller Williams does not affect my integrity with respect to my review of this book -- honestly, it is a good book that you should read. For what it's worth, I am the author of another real estate related book that can also be found here on Amazon -- The WealthLoop Series Beginner's Guide to Building Wealth Buying Houses: The Foolproof Roadmap to Real Estate Riches Without the Risks and Hassles of Landlording. It's part of the "WealthLoop Series" and unlike many real estate books, it is an actual "how to" book as opposed to a "rah-rah" book and comes complete with forms, checklists, leases -- everything the beginning investor needs to get started. Agents from across the country have been telling me that my book finally taught them the right way to work with residential investors.
I would suggest that you buy both mine and Gary Keller's books.
Useless.......2007-06-19
I am a rookie agent and found the material worthless, a complete waste of money and time. There is no real technique here. The book so repetitive its agonizing. The worst part is it really has nothing to do with real estate, I learned NOTHING about the real estate business reading this book. You could re title the book an infinite number of times and have the same content "The Millionaire Day Care Worker" for example. There is as much information about running a day care as there is real estate. Steer clear.
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