Beating the Dow with Bonds : A High-Return, Low-Risk Strategy for Outperforming the Pros Even When Stocks Go South
Average customer rating: 2.5 out of 5 stars
  • Good INvesting Advice for Low Interest Rate Cycles
  • A sad waste of paper - babbling brooks are better
  • Interesting...but confusing
  • Profitable, Pragmatic Advice for All Investment Scenarios
  • Not very good, but....
Beating the Dow with Bonds : A High-Return, Low-Risk Strategy for Outperforming the Pros Even When Stocks Go South
Michael B. O'Higgins
Manufacturer: HarperAudio
ProductGroup: Book
Binding: Audio Cassette

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ASIN: 0694520896

Amazon.com

Michael O'Higgins is worried. The ideas advanced in his 1989 classic, Beating the Dow, have been adopted by mutual-funds and market gurus alike as a proven formula for getting consistently high returns with a minimum of risk. In that book, O'Higgins introduced a system that become known as the Dogs of the Dow, which prescribed investing in out-of-favor Dow stocks--an approach that has produced annual returns that have handily beaten most all market averages.

These days, however, O'Higgins is less concerned about beating the market than surviving it. In Beating the Dow with Bonds, O'Higgins considers the wild valuations of today's stock market and sees the specter of a sharp and steep decline. To face this inevitable selloff, O'Higgins offers a survival strategy that involves annually allocating assets among stocks (Dow Dogs), T-bills, and T-bonds. While most members of the baby-boom generation know how stocks work, they'd be hard-pressed to explain the arcane world of bonds. O'Higgins explains them admirably. Had you followed O'Higgins's new system for the last 30 years, which saw six bear markets, your portfolio would have enjoyed an average annual return of 23.77 percent versus 18.03 percent with his Dow Dogs portfolio and 11.77 percent with the DJIA.

O'Higgins is no Chicken Little--rather, he's a market contrarian with a proven and profitable track record. If you think the stock market will go up forever, then look elsewhere for advice. But if you believe in gravity, then get this book and read it soon. Highly recommended. --Harry C. Edwards

Amazon.com Audiobook Review

Michael B. O'Higgins entered the stock-brokerage business in the early 1970s, right on the verge of a rabid bear market. So his skepticism about the continued rise in stock prices is understandable. At the same time, he notes that bond yields, as of the 1999 publication date of this audiobook, are historically high relative to inflation. Therefore, an investment portfolio combining stocks and bonds, rather than stocks exclusively, should beat the Dow Jones Industrial Average in the future. Hiring A&E Network's Jack Perkins, cohost of the acclaimed Biography series, to read this audiobook was a stroke of genius. Perkins's voice adds the heft of lifelong experience and hard-won wisdom to O'Higgins' rather dry explanations of what bonds are and why you should invest in them. (Running time: 3 hours, 2 cassettes) --Lou Schuler

Book Description

“By following O'Higgins' method, small investors will often beat the pros at their own game.” - Wall Street Journal

In Beating the Dow with Bonds, Michael O'Higgins, bestselling author of Beating the Dow and one of America's top-ranked money managers, provides a proven system for achieving the lowest-risk and highest returns in a chaotic stock market - investment advice requiring less than five minutes per year that will help you beat the pros 95 percent of the time regardless of market conditions.

With stock market fluctuations ranging from all-time highs to all-time lows, O'Higgins insists that incorporating bonds'once considered the ugly step-sibling to stocks'into your portfolio is the only way to win.

In Beating the Dow with Bonds, you will learn:

• how to tell when stocks aren't the best place to be for the highest returns - and where to go in the meantime

• how to protect yourself from radical market fluctuations and continue to beat the Dow

• a reliable, easy-to-understand method of assessing the attractiveness of T-bonds, T-bills, and stocks in order to achieve the best return with the least risk

For investors with as little as $5,000, Beating the Dow with Bonds provides a safer, more reliable opportunity to beat the Dow not just in today's market'but in any market.

Read by Jack Perkins, who served as correspondent, commentator and anchorman at NBC News for 25 years. He began his association with A&E in 1990, and is co-host of the series Biography.

Customer Reviews:

5 out of 5 stars Good INvesting Advice for Low Interest Rate Cycles.......2006-08-01

Zero coupon bonds are the bonds spoken of in the book's title. Zero coupon bonds do well in falling interest rate and stable, low interest rate investing environments as we had 90% of the time from 1982 to 2004. Now is NOT the time to use this book's advice, wait until interest rates fall again (2010??).
but it is true, by not owning any stocks O'Higgins outperformed the greatest -and longest- bull market in history.

1 out of 5 stars A sad waste of paper - babbling brooks are better.......2004-09-09

Having read many books on various financial subjects, this one is on my list as one of the top 10 wastes of time. In fact I am only writting this to hopefully save you time! Warning! When the reviews are from annonymous 'a reader' be suspicious!

2 out of 5 stars Interesting...but confusing.......2003-08-14

I agree with much of what has already been said as far as the amount of filler and the editorial glitches. And can anyone figure out the last chart -- table 11.1? These numbers make no sense and don't even correspond with the info on table 9.1. I began the book with some excitement but ended up feeling very uncertain about the method.

5 out of 5 stars Profitable, Pragmatic Advice for All Investment Scenarios.......2001-10-19

This is one of the few stock market books from the 1990s that will be read and appreciated many years from now. While silly stuff like "Dow 36,000" & Harry Dent quickly withers away, O'Higgins advice gains credibility every day in this apparently multi-year bear market. Several web sites (beartopia dot com & others) mention this book. Perhaps the book's title should have substituted "zero coupon bonds" for the word "bonds." Do look up the authors corrected list of investment steps here at Amazon, however, do not let the slightly sloppy editing deter you from learning this powerful investment advice. The more knowledgable one is of the market, the more one appreciates O'Higgins and his two works. This book's advice works in bull and bear markets.

2 out of 5 stars Not very good, but...........2001-07-27

The book was not very well written, and why he felt the need to devote 70 pages describing in copious detail all 30 of the Dow stocks is beyond me. However, his 30 year zero-coupon analysis does have something going for it, and the inflation rate is a good predictor for a change in asset allocation.
Commissions at Risk: A Real Estate Professional's Guide to Beating Online Competition
Average customer rating: 3.5 out of 5 stars
  • What is the future for Real Estate Agents?
  • Rave Review from MIDWEST BOOK REVIEW
  • Not impressed
  • Commissions At Risk
  • An insightful analysis of the future in Real Estate
Commissions at Risk: A Real Estate Professional's Guide to Beating Online Competition
Danielle Babb
Manufacturer: Kaplan Business
ProductGroup: Book
Binding: Paperback

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ASIN: 1419593234
Release Date: 2006-10-01

Book Description

Real estate professionals will soon be faced with fierce competition from web-based transaction systems that decrease commissions, flatten rates, and enable consumers to eliminate the middleman. Commissions at Risk demonstrates the use of technology in today’s real estate market and its impact.

Customer Reviews:

4 out of 5 stars What is the future for Real Estate Agents?.......2007-07-06

I am semi-retired and been practicing Real Estate for the last year and a half and really enjoy it. I have been looking long and hard for someone who is willing to speak the truth about the Real Estate industry and tell it like it is without trying to be "politically correct". This book by Danielle Babb is the best item I have found so far that meets my requirements and thus I give it a favorable review. I hope to find some others that provide a more complete picture or I'll just have to write one myself. At this time I don't know if this is a threat or promise or both.

REAL ESTATE IS CHANGING: so what else is new? The use of the Internet is changing the way we shop for almost everything. I wouldn't dream of buying anything of value (car, TV, SPA etc.) without first searching the Web for information and downloading printing the spec. sheets. Of course my actual purchase may be made in a retail store where the sales agent is usually totally useless when competing against what I learned previously via the Internet.

All Danielle says in her book is that the housing marketing is following the same path and any agent who wishes to survice in this business had better prepare for the future. It is very hard to not agree with this perception in light of what is happening in many other industries such as autos, books, loans, insurance etc. She does not pretend to have the best answers but rather identifies a number of ares to investigate that may allow future agents to have some "value added".

My only disappointment with this book is that it did not highlight more of the other conditions and shortcomings in the real estate industry such as a complete lack of knowledge about building practices and codes preventing most agents from being able to ensure the purchase of a home without major defects. Many home inspections are pretty thorough but I have yet to meet an agent that will help the buyer fully understand the report.

BOTTOM LINE: This book is a quick read which I highly recommend while trying to determine what your "value add" will be in the upcoming years.

5 out of 5 stars Rave Review from MIDWEST BOOK REVIEW.......2007-02-24

Bravo for Danielle Babb's new book, "Commissions at Risk"! Real estate agents have feared the technology revolution for years, but until now they have not been armed with a plan to pro-actively become part of the future of real estate. In her new book Ms. Babb lays out in a methodical manner the who, why, what, where and when of the fundamental technology shift that is taking place today in residential real estate brokerage. She shares with the reader how to embrace the change and use it to increase their market share and closed transactions. Explaining in detail how to get ahead of the competitions learning curve, any agent serious about staying in the business should read this definitive book.

Chapter titles include: Technology and Real Estate, Background of the Process, The Internet---Turning Services into Commodities, Knowing Your Competition, The Future of Real Estate and Technology, So What Can YOU Do About It?, and Investors Creating Markets Ripe for the Picking. Plus a Introduction, References and an Index.

My favorite part of the book talks in-depth about Web Based Versus Web Enabled. Many agents need to start thinking about the shift towards integration. Integration offers a web-based transaction, where all related information is stored and accessed by the principals, lenders, escrow and title companies. The final step includes the electronic signature of the client. This might sound new-age to some in the traditional brokerage industry, but be forewarned , your market share is being taken one percent at a time by new enabled brokerages. A must-read for existing and new agents, brokers and those looking to enter the future of real estate.

Mark Nash
Reviewer

2 out of 5 stars Not impressed.......2007-02-16

I found myself constantly waiting for the meat of the subject. The message that real estate agents are on the way of the horse and buggy was so redundant that I almost tossed it. Although there are occassional good points of interest I felt that I could have spent my time better. An experienced agent will question the experience of this author with the industry and a newbie might be misled without a basis in reality. No question that the industry is becoming dominated by third parties using the Internet to cash in on this mega-bucks industry but, this author seems to believe that you can purchase real estate like an airline ticket without accounting for the various laws regulating the industry on a state level.

1 out of 5 stars Commissions At Risk.......2007-01-10

Book was obviously authored by someone who hasn't had any practical real estate experience. She purports to advising agents but has no idea as to the value of an agent in a real estate transaction. I was disappointed in the content and would not recommend this book to fellow agents.

5 out of 5 stars An insightful analysis of the future in Real Estate.......2006-10-24

Dr. Dani has done an excellent job of evaluating the Real Estate field from so many angles, that if you are not willing to learn and adapt, you could become one of the future casualties that she outlines in her book. As an IT professional with real world knowledge of real estate investing, Dr. Dani has THOROUGHLY researched each topic, and has provided examples from the perspective of the realtor, lender, appraiser, and several others. If you are introspective, and looking to increase your performance, or just want to stay on top, this is a GREAT book for you to read. I've gone back to sections of the book so many times, that I may need to buy another copy.
Migraine: Beating the Odds : The Doctors Guide to Reducing Your Risk
Average customer rating: Not rated
    Migraine: Beating the Odds : The Doctors Guide to Reducing Your Risk
    Richard B., M.D. Lipton , Lawrence C., M.D. Newman , and Helene MacLean
    Manufacturer: Perseus Books
    ProductGroup: Book
    Binding: Paperback

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    ASIN: 0201577852
    Beating the Dow, 1992: A High-Return, Low-Risk Method for Investing in the Dow Jones Industrial Stocks With As Little As $5,000
    Average customer rating: 4 out of 5 stars
    • Some excellent material but not really enough for a full book
    • Great system
    • intro to 1 style mechanical (ie. rigid rule based) investing
    • Not a totally bad method of choosing stocks
    • Beating the Dow, Still an Unbeatable Read
    Beating the Dow, 1992: A High-Return, Low-Risk Method for Investing in the Dow Jones Industrial Stocks With As Little As $5,000
    Michael O'Higgins , and John Downes
    Manufacturer: Harper Perennial
    ProductGroup: Book
    Binding: Paperback

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    1. Beating the Dow with Bonds : A High-Return, Low-Risk Strategy for Outperforming the Pros Even When Stocks Go South Beating the Dow with Bonds : A High-Return, Low-Risk Strategy for Outperforming the Pros Even When Stocks Go South
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    ASIN: 006098404X

    Book Description

    In 1991, Michael B. O'Higgins, one of the nation's top money managers, turned the investment world upside down with an ingenious strategy, showing how all investors--from those with only $5,000 to invest to millionaires--could beat the pros 95% of the time by putting 100% of their equity investment into the high-yield, low-risk "dog" stocks of the Dow Jones Industrial Average. His formula spawned a veritable industry, including websites, mutual funds, and $20 billion worth of investments, elevating the theory to legendary status.

    Reflecting on the greatest bull market of our time, this must-have investment guide has been revised and updated for a new economy. With current company and stock profiles, as well as new charts, statistics, graphs, and figures, Beating the Dow is the smart investment that you--and your portfolio--can't afford to miss

    Customer Reviews:

    4 out of 5 stars Some excellent material but not really enough for a full book.......2007-06-01

    2nd edition (2000) with Johns Downes, 259 pages

    O'Higgins' basic method for selecting out of favour stocks from the Dow Jones Industrial Average can be explained in a single sentence: list the ten stocks from the Dow with the highest dividend yield, and then select the five with the lowest share prices from these ten. Buy an equal weighting in each of them and after one year, sell and start again.

    So you could be forgiven for wondering how he manages to fill a book. I found significant chunks to be of little interest in understanding why and how his method has worked. For example, I didn't find his introduction on why stocks are the best long term investments, or his potted history of each of the Dow constituents (which takes up just under half the book) added much. (The history of the Dow stocks also reads as if at least the updates for the 2nd edition were written in a considerable hurry.) However, if you are new to equity investing these parts may be more useful to you. Even so, I cannot understand why O'Higgins included the addresses for each of the Dow stocks in the main body of the book when his method is a mechanical one which requires that you do not do any specific stock research or have any contact with companies.

    I bought this book with a particular aim in mind: to understand the background better to see how it could be applied in the UK. For example, some people try to apply it to the FTSE 100 and others to the FT 30 index and others use the lowest market capitalisation rather than the lowest share price as the second filter.

    After reading the book I concluded that the FT 30 index with lower share prices (i.e. with minimum changes to O'Higgins' original method for the Dow) would be most appropriate. This is because the FT 30 index is modelled on the Dow and has greater stability than the FTSE 100. Even so, there are differences between the FT 30 index and the Dow, which might mean there is greater specific stock risk in the FT 30 (for example, FT 30 stocks are only replaced if they are taken over or fail, whereas Dow stocks can be replaced by the editors of the Wall Street Journal).

    Regarding the choice of low share price or low market capitalisation for the second filter, O'Higgins specifically states that the most relevant factor is "simply the phenomenon that the less expensive a stock is, the more it is prone to greater percentage moves." O'Higgins also believes UK companies are more prone to cutting their dividends in difficult periods compared to US companies and that this may mean a mechanical method based upon dividends would work less well in the UK.

    Anyway, notwithstanding my gripes above about the padding in the book, the good parts are very good and the book carries an excellent central thesis: that simplicity not only entails less work, but also often produces better results.

    By the end of the book I also understood why the method is likely to continue working. Historically the method did not work every year (for example during the last few years of the dot com boom), but produced good results over the long term. As O'Higgins states: "It's the occasional off-year that allows anomalies, like the strategies we'll be discussing next, to exist." The second, critical factor is that the method automatically enforces a contrarian discipline. I like the way O'Higgins puts it:

    "In an investment world addicted to complexity, it can almost be said that keeping it simple is itself a form of contrarianism. It can certainly be said that for a system like mine to become too popular to work, contrarianism would have to become conventional wisdom. That would mean turning human nature on its head."

    5 out of 5 stars Great system.......2006-12-11

    This book simply suggests listing the 30 Dow components and then buying the lowest price stocks in the group that also has the best yield (Dividend %).You skip the lowest priced because that one probably does have issues versus being a value. You can either put your $5000 in the second to lowest priced with the best yield, or the 2nd-6th stocks, or the 2nd to 11th stocks that are the lowest priced with the best yield. He shows the back tested history of this method as delivering huge gains. It is a system to think about or use it to develop your own.
    The biggest thing I got out of this book was the direction to read books by Yale Hirsh. This was very profitable for me to discover the November-May stock market pattern, the presidential election cycle and the days of the week. You must read The Almanac Investor(by his son), it is VERY valuable, I made $10,000 from Sept 1st 2006 to Dec 9th 2006 due to my aggressive stance in November and December.

    4 out of 5 stars intro to 1 style mechanical (ie. rigid rule based) investing.......2004-08-07

    O'Higgins writes nicely... and identifies with specificity one generally agreeable style of mechanical stock investing... it doesn't particularly work well recently... but it is a useful text to introduce the idea of rule-based (non-emotional) trading decision making. assumptions of money management particularly out of phase with first tier thinking.. but i like the book.

    3 out of 5 stars Not a totally bad method of choosing stocks.......2002-03-13

    "Beating The Dow" by Michael O'Higgins offers the following simple investment strategy. You simply buy the ten highest dividend paying stocks among the Dow Industrial Averages. The Philosophy is that as the value of the stocks increase, via stock price lagging or falling below the market, the dividend yield will tend to rise. (i.e. the assumption is that dividend yield is a proxy for value. One problem is that not all Dow stocks pay out the same level of earnings, so some stocks will tend to have higher dividends.)

    While I tend to be skeptical of any investment strategy that is too simple, if you must use such a simple strategy, then you could do far worse selecting the highest dividend paying stocks from the Dow. Of course, the other option is just to index your money in a mutual fund that buys the entire stock market. Vanguard Funds is the leader in such index funds. But, I like dividends.

    The difficulty with simple investment strategies is that they tend to be arrived at via data mining. The proponent of the investment method asks "What worked in the past?" and then tries to draw up a canned investment method. Almost always, the proposed method then starts to lag behind in the present and future stock market performance. (the recent performance of this strategy is discussed in another person's great book review. See that.) This is not due to market efficiency or that the method is becoming well known. It just means that the method wasn't entirely valid as a predictive method.

    There is the old joke about the "X investment strategy." When a computer was asked to vigorously evaluate the stock market and look for predictors of future investment success, the computer spit back the answer, "Invest in stocks whose name begins with an 'X' and whose name ends with an 'X.' " Xerox was the top performing stock over the period.

    "Beating The Dow" is one of those books, if read all by itself, might mislead a new investor into an over-simplified investment strategy. Yet, you might enjoy reading it. And, as stated, you could do worse than holding the ten highest dividend-paying Dow stocks.

    "Beating The Dow" also mentions what Michael O'Higgins calls the "Penulatimate Profit Prospect (PPP)" which involves buying just one stock. The Stock with the second lowest price among the ten highest yielding stocks. I consider that Penidiotic. We conservative investors do love our stock dividends, and the focus on dividend yield gets "Beating The Dow" a solid honorable mention.

    Peter Hupalo, Author of "Becoming An Investor: Building Wealth By Investing In Stocks, Bonds, And Mutual Funds."

    4 out of 5 stars Beating the Dow, Still an Unbeatable Read.......2001-12-22

    Michael O'Higgin's investing classic holds up as well in the New Millenium as it did when it first hit book stands 10 years ago.

    He maintains that it is still possible to beat the DOW by buying the 10 highest yielding stocks and tweaking your holdings each year, with correspondingly greater rates of return with a two- or five-stock selection from the group. O'Higgin's admits in the new eidtion that the strategy has been muddied by a drop in the relative importance of dividends as a part of total yield of the DOW. Dividends and payouts have lost lost out to stock buybacks, in part because dividends are taxed at a higher rate than long-term capital gains from stock sales. Changes in the DOW have also reduced the overall dividend payout. Of the most recent additions, Microsoft pays no dividend and Intel and Home Depot have nominal payouts. O'Higgin's strategy may also be less effective because it's simplicity and past returns attracted the attention of Wall Street money managers and of many, many individual investors. There is at least one web site devoted to the Dogs of the Dow and a number of similar investment strategies were profiled for several years on the Motley Fool website.

    Nor is the most valuable part of O'Higgin's book his thumbnail sketches of other value strategies for beating the market with a basket of DOW stocks. Several seem downright ridiculous. I remain skeptical that investing based on presidential election cycles or end-of-year asset sales by fund managers can yield meaningful, long-term results for individual investors.

    The value of this book is O'Higgin's championing of value investing in general and his highlighting of the resilience of the DOW stocks in markets bull and bear. Most people aren't professional investors and lack the time and resources to profit from a strategy of active trading. If the efficient markets guys are right, then buying all 30 DOW stocks and holding on long-term will beat returns of most professionally baskets of stocks, with less risk and less payouts for taxes and trading costs to boot. Or maybe buying the highest yielders in any given year and holding. Anyway, you get the picture.

    Regardless of whether you think the high-yield 10 is still capable of outgaining the overall DOW, O'Higgin's book is, to me, as valuable in 2001 as it was when I first read it in 1993.
    Beating a better path to customers with technology. (insurance industry): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
    Average customer rating: Not rated
      Beating a better path to customers with technology. (insurance industry): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
      Gregory A. Maciag
      Manufacturer: The National Underwriter Company
      ProductGroup: Book
      Binding: Digital

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      ASIN: B00092LJHM
      Release Date: 2005-07-28

      Book Description

      This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on August 8, 1994. The length of the article is 1017 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

      From the supplier: Americans are becoming more accustom to getting their information from on-line computer networks and the insurance industry is slowly beginning to utilize these systems. Currently, on-line systems offer basic information about insurance. However, in the future the insurance industry may sell its products through this medium. An example is the system in Paquetville, New Brunswick, Canada. This is a small town without a drugstore. A kiosk allows customers to video conference with a pharmacist who is 20 miles away and receive information on their prescriptions and order the prescriptions.

      Citation Details
      Title: Beating a better path to customers with technology. (insurance industry)
      Author: Gregory A. Maciag
      Publication: National Underwriter Property & Casualty-Risk & Benefits Management (Magazine/Journal)
      Date: August 8, 1994
      Publisher: The National Underwriter Company
      Issue: n32 Page: p28(2)

      Distributed by Thomson Gale
      Beating embezzlement. (how to minimize your risk of fraud): An article from: Association Management
      Average customer rating: Not rated
        Beating embezzlement. (how to minimize your risk of fraud): An article from: Association Management
        Andrew S. Lang
        Manufacturer: American Society of Association Executives
        ProductGroup: Book
        Binding: Digital

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        ASIN: B00092IX6M
        Release Date: 2005-07-28

        Book Description

        This digital document is an article from Association Management, published by American Society of Association Executives on December 1, 1991. The length of the article is 2112 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

        Citation Details
        Title: Beating embezzlement. (how to minimize your risk of fraud)
        Author: Andrew S. Lang
        Publication: Association Management (Magazine/Journal)
        Date: December 1, 1991
        Publisher: American Society of Association Executives
        Volume: v43 Issue: n12 Page: p27(4)

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        Beating IT Risks
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          Beating IT Risks
          Ernest Jordan , and Luke Silcock
          Manufacturer: Wiley
          ProductGroup: Book
          Binding: Hardcover

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          ASIN: 047002190X

          Book Description

          Beating IT Risks is the essential guide for anyone at risk from information technology failure. The book provides proven models and evaluation tools that will guide board members, senior management, IT leaders and business unit managers in decision-making, monitoring and negotiation roles. Featuring real-world PA Consulting Group case studies along with the authors' own direct experience in managing IT risks, this book will sit above more specialist titles to help you develop an integrated and comprehensive understanding of different IT risks and how to combat them. The authors cover all types of IT risk, and offer explicit guidance about what to consider when implementing a risk management approach to best meet an individual company's needs.

          Download Description

          Beating IT Risks is the essential guide for anyone at risk from information technology failure. The book provides proven models and evaluation tools that will guide board members, senior management, IT leaders and business unit managers in decision-making, monitoring and negotiation roles. Featuring real-world PA Consulting Group case studies along with the authors' own direct experience in managing IT risks, this book will sit above more specialist titles to help you develop an integrated and comprehensive understanding of different IT risks and how to combat them. The authors cover all types of IT risk, and offer explicit guidance about what to consider when implementing a risk management approach to best meet an individual company's needs.
          Beating Murphy's Law
          Average customer rating: 3.5 out of 5 stars
          • a great armchair read
          • Good topic, poor treatment
          Beating Murphy's Law
          Bob Berger
          Manufacturer: Delta
          ProductGroup: Book
          Binding: Paperback

          Corporate FinanceCorporate Finance | Finance | Business & Investing | Subjects | Books
          Management & LeadershipManagement & Leadership | Business & Investing | Subjects | Books | Business Ethics | Consolidation & Merger | Decision-Making & Problem Solving | Distribution & Warehouse Management | Industrial | Information Management | Leadership | Management | Management Science | Motivational | Negotiating | Operations Research | Planning & Forecasting | Pricing | Production & Operations | Project Management | Quality Control | Risk Assessment | Statistics | Strategy & Competition | Systems & Planning | Systems Analysis | Teams | Total Quality Management | Training
          BusinessBusiness | Humor | Entertainment | Subjects | Books
          Lawyers & CriminalsLawyers & Criminals | Humor | Entertainment | Subjects | Books
          Science & ScientistsScience & Scientists | Humor | Entertainment | Subjects | Books
          GeneralGeneral | Science | Subjects | Books
          Probability & StatisticsProbability & Statistics | Applied | Mathematics | Science | Subjects | Books
          StatisticsStatistics | Applied | Mathematics | Professional Science | Professional & Technical | Subjects | Books
          GeneralGeneral | Foreign Languages | Reference | Subjects | Books
          ASIN: 0385313179
          Release Date: 1994-09-01

          Customer Reviews:

          5 out of 5 stars a great armchair read.......2006-01-10

          This is the sort of book that continually makes you stop and go, "hmmmm... I wouldn't have thought of that. But it makes sense." Is it a mathematical treatise on probability theory? No. Nor does it claim to be. It is a really fun read though.

          2 out of 5 stars Good topic, poor treatment.......2002-03-21

          This is one of the worst armchair / recreational mathematics books I've read. The author takes a casual tone that becomes flippant and annoying. Moreover, the mathematics and real numbers work are present enough to drive away non-mathematically minded readers but completely lacking in enough detail to hold the remaining readers. I found myself skimming through the chapters desperately seeking a few nuggets of information without having to subject myself to too much of the surrounding patter. This was not at all enjoyable.
          Beating the Black Lists.: An article from: Risk & Insurance
          Average customer rating: Not rated
            Beating the Black Lists.: An article from: Risk & Insurance
            Matt Damsker
            Manufacturer: Axon Group
            ProductGroup: Book
            Binding: Digital
            ASIN: B0008J2448
            Release Date: 2005-07-28

            Book Description

            This digital document is an article from Risk & Insurance, published by Axon Group on August 1, 2000. The length of the article is 881 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.

            Citation Details
            Title: Beating the Black Lists.
            Author: Matt Damsker
            Publication: Risk & Insurance (Magazine/Journal)
            Date: August 1, 2000
            Publisher: Axon Group
            Page: 10

            Distributed by Thomson Gale
            Beating the Blood Sugar Blues
            Average customer rating: 1 out of 5 stars
            • not worth the paper it's written on...
            Beating the Blood Sugar Blues
            Thomas A. Lincoln , and John A. Eaddy
            Manufacturer: American Diabetes Association
            ProductGroup: Book
            Binding: Paperback

            GeneralGeneral | Diets | Diets & Weight Loss | Health, Mind & Body | Subjects | Books
            Weight LossWeight Loss | Diets | Diets & Weight Loss | Health, Mind & Body | Subjects | Books
            Weight MaintenanceWeight Maintenance | Diets | Diets & Weight Loss | Health, Mind & Body | Subjects | Books
            GeneralGeneral | Nutrition | Health, Mind & Body | Subjects | Books
            GeneralGeneral | Diabetes | Disorders & Diseases | Health, Mind & Body | Subjects | Books
            GeneralGeneral | Health, Mind & Body | Subjects | Books
            DiabetesDiabetes | Diseases | Medicine | Subjects | Books
            GeneralGeneral | Medicine | Subjects | Books
            Endocrinology & MetabolismEndocrinology & Metabolism | Internal Medicine | Medicine | Subjects | Books
            Endocrinology & MetabolismEndocrinology & Metabolism | Internal Medicine | Medicine | Medical | Professional & Technical | Subjects | Books
            Similar Items:
            1. The Low Blood Sugar Handbook: You Don't Have to Suffer The Low Blood Sugar Handbook: You Don't Have to Suffer
            2. Hypoglycemia For Dummies (Hypoglycemia for Dummies) Hypoglycemia For Dummies (Hypoglycemia for Dummies)
            3. The Low Blood Sugar Cookbook: Sugarless Cooking for Everyone The Low Blood Sugar Cookbook: Sugarless Cooking for Everyone
            4. Diabetes & Hypoglycemia: Your Natural Guide to Healing with Diet, Vitamins, Minerals, Herbs, Exercise, and Other Natural Methods Diabetes & Hypoglycemia: Your Natural Guide to Healing with Diet, Vitamins, Minerals, Herbs, Exercise, and Other Natural Methods
            5. Do's and Don'ts of Hypoglycemia: An Everyday Guide to Low Blood Sugar Do's and Don'ts of Hypoglycemia: An Everyday Guide to Low Blood Sugar

            Accessories:
            1. Tanita BC533 Glass Innerscan Body Composition Monitor Tanita BC533 Glass Innerscan Body Composition Monitor

            ASIN: 1580400485

            Book Description

            Understanding, treating, and preventing hypoglycemia

            The prevention and treatment of low blood sugar is a key factor in living a healthy life with diabetes and avoiding diabetes-related complications. The authors, both of whom have had type I diabetes for more than 50 years, give a thorough and complete guide to understanding, preventing, and treating hypoglycemia. Interspersed throughout Beating the Blood Sugar Blues are personal stories from doctors and patients.

            Customer Reviews:

            1 out of 5 stars not worth the paper it's written on..........2004-03-24

            I would NOT recommend this book to anyone for any reason. It is not worth the paper it's printed on. Let me explain: I bought this book along with several others to try to get as much information as I can about the illness of hypoglycemia - Severe Reactive Hypoglycemia to be exact. While the book is specifically written for those with diabetes, it should be of great benefit to those without diabetes, but having hypoglycemia. However, the authors believe (according to pages 8-9 and many others) that if a person is suffering from the symptoms of hypoglycemia and they do not have diabetes, they are delussional, psychotic and need couseling!! Couseling is NOT what will help the person with hypoglycemia - with Diabetes or not. The tone and manner of the book is very sarcastic, the authors seem to be talking down to the readers and are patronizing in the way they explain things. The content of the book is otherwise shallow. Besides being continually insulted by the authors, I found their constant insistence that they are experts on this subject just because they are older and have had diabetes for a while, to be insignificant and repulsive.

            Instead of this book, I would highly recommend The Dos and Don'ts of Hypoglycemia by Roberta Ruggiero, or Hypoglycemia,The Classic Healthcare Handbook by Jeraldine Saunders and Dr Harvey M. Ross or even Living Low-Carb by Fran McCullough and finally Lick the Sugar Habit by Nancy Appleton. These books are full of helpful information and do not tend to make the reader feel like a failure and a mental case. The authors of these books believe and prove that there is a treatment that will work for hypoglycemics...and they show you exactly what to do. I have read and followed their advice and have seen a tremendous improvement in my blood sugar problems. Please try these booksi nstead of the featured book.

            Books:

            1. Biostatistics: A Foundation for Analysis in the Health Sciences (Wiley Series in Probability and Statistics)
            2. Business and Its Environment (5th Edition)
            3. Business Dynamics: Systems Thinking and Modeling for a Complex World with CD-ROM
            4. Case Analysis and Fundamentals of Legal Writing
            5. Corporate Information Strategy and Management: Text and Cases
            6. Counterinsurgency Warfare: Theory and Practice (PSI Classics of the Counterinsurgency Era)
            7. Courage: The Backbone of Leadership
            8. Crafting and Executing Strategy : The Quest for Competitive Advantage - Concepts and Cases (Strategic Management: Concepts and Cases)
            9. Crafting and Executing Strategy : The Quest for Competitive Advantage - Concepts and Cases (Strategic Management: Concepts and Cases)
            10. Crafting and Executing Strategy : The Quest for Competitive Advantage - Concepts and Cases (Strategic Management: Concepts and Cases)

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